LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,282
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$145,677
−HK$4,465/mo
Today · 4.125%
HK$150,142
baseline
▲ 0.50% · 4.625%
HK$159,277
+HK$9,135/mo
Deposit HK$30.98M · loan HK$30.98M · min. income ≈ HK$300,284/mo (50% DSR)
Upfront cash ≈ HK$33.61M (deposit + AVD stamp duty HK$2,633,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,175
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$161,390
−HK$4,276/mo
Today · 4.125%
HK$165,666
baseline
▲ 0.50% · 4.625%
HK$174,399
+HK$8,733/mo
Deposit HK$30.98M · loan HK$30.98M · min. income ≈ HK$331,332/mo (50% DSR)
Upfront cash ≈ HK$33.61M (deposit + AVD stamp duty HK$2,633,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,538
−HK$10,632/mo
▼ 0.25% · 3.875%
HK$174,812
−HK$5,358/mo
Today · 4.125%
HK$180,170
baseline
▲ 0.50% · 4.625%
HK$191,133
+HK$10,963/mo
Deposit HK$24.78M · loan HK$37.18M · min. income ≈ HK$360,340/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,633,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,610
−HK$10,190/mo
▼ 0.25% · 3.875%
HK$193,668
−HK$5,132/mo
Today · 4.125%
HK$198,800
baseline
▲ 0.50% · 4.625%
HK$209,279
+HK$10,479/mo
Deposit HK$24.78M · loan HK$37.18M · min. income ≈ HK$397,600/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,633,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,795
−HK$12,403/mo
▼ 0.25% · 3.875%
HK$203,947
−HK$6,251/mo
Today · 4.125%
HK$210,198
baseline
▲ 0.50% · 4.625%
HK$222,988
+HK$12,790/mo
Deposit HK$18.59M · loan HK$43.37M · min. income ≈ HK$420,396/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,633,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,045
−HK$11,888/mo
▼ 0.25% · 3.875%
HK$225,946
−HK$5,987/mo
Today · 4.125%
HK$231,933
baseline
▲ 0.50% · 4.625%
HK$244,159
+HK$12,226/mo
Deposit HK$18.59M · loan HK$43.37M · min. income ≈ HK$463,866/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,633,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,308
−HK$15,947/mo
▼ 0.25% · 3.875%
HK$262,218
−HK$8,037/mo
Today · 4.125%
HK$270,255
baseline
▲ 0.50% · 4.625%
HK$286,699
+HK$16,444/mo
Deposit HK$6.20M · loan HK$55.76M · min. income ≈ HK$540,510/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,633,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,915
−HK$15,285/mo
▼ 0.25% · 3.875%
HK$290,502
−HK$7,698/mo
Today · 4.125%
HK$298,200
baseline
▲ 0.50% · 4.625%
HK$313,918
+HK$15,718/mo
Deposit HK$6.20M · loan HK$55.76M · min. income ≈ HK$596,400/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,633,250 · Scale 2, in force from 26 Feb 2026)