LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,293
−HK$8,861/mo
▼ 0.25% · 3.875%
HK$145,688
−HK$4,466/mo
Today · 4.125%
HK$150,154
baseline
▲ 0.50% · 4.625%
HK$159,290
+HK$9,136/mo
Deposit HK$30.98M · loan HK$30.98M · min. income ≈ HK$300,308/mo (50% DSR)
Upfront cash ≈ HK$33.62M (deposit + AVD stamp duty HK$2,633,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,188
−HK$8,492/mo
▼ 0.25% · 3.875%
HK$161,403
−HK$4,277/mo
Today · 4.125%
HK$165,680
baseline
▲ 0.50% · 4.625%
HK$174,413
+HK$8,733/mo
Deposit HK$30.98M · loan HK$30.98M · min. income ≈ HK$331,360/mo (50% DSR)
Upfront cash ≈ HK$33.62M (deposit + AVD stamp duty HK$2,633,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,552
−HK$10,633/mo
▼ 0.25% · 3.875%
HK$174,826
−HK$5,359/mo
Today · 4.125%
HK$180,185
baseline
▲ 0.50% · 4.625%
HK$191,148
+HK$10,963/mo
Deposit HK$24.79M · loan HK$37.18M · min. income ≈ HK$360,370/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,633,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,625
−HK$10,191/mo
▼ 0.25% · 3.875%
HK$193,684
−HK$5,132/mo
Today · 4.125%
HK$198,816
baseline
▲ 0.50% · 4.625%
HK$209,296
+HK$10,480/mo
Deposit HK$24.79M · loan HK$37.18M · min. income ≈ HK$397,632/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,633,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,811
−HK$12,404/mo
▼ 0.25% · 3.875%
HK$203,964
−HK$6,251/mo
Today · 4.125%
HK$210,215
baseline
▲ 0.50% · 4.625%
HK$223,006
+HK$12,791/mo
Deposit HK$18.59M · loan HK$43.37M · min. income ≈ HK$420,430/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,633,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,063
−HK$11,889/mo
▼ 0.25% · 3.875%
HK$225,964
−HK$5,988/mo
Today · 4.125%
HK$231,952
baseline
▲ 0.50% · 4.625%
HK$244,178
+HK$12,226/mo
Deposit HK$18.59M · loan HK$43.37M · min. income ≈ HK$463,904/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,633,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,328
−HK$15,949/mo
▼ 0.25% · 3.875%
HK$262,239
−HK$8,038/mo
Today · 4.125%
HK$270,277
baseline
▲ 0.50% · 4.625%
HK$286,722
+HK$16,445/mo
Deposit HK$6.20M · loan HK$55.77M · min. income ≈ HK$540,554/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,633,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,938
−HK$15,286/mo
▼ 0.25% · 3.875%
HK$290,526
−HK$7,698/mo
Today · 4.125%
HK$298,224
baseline
▲ 0.50% · 4.625%
HK$313,944
+HK$15,720/mo
Deposit HK$6.20M · loan HK$55.77M · min. income ≈ HK$596,448/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,633,463 · Scale 2, in force from 26 Feb 2026)