LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,300
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$145,695
−HK$4,465/mo
Today · 4.125%
HK$150,160
baseline
▲ 0.50% · 4.625%
HK$159,297
+HK$9,137/mo
Deposit HK$30.98M · loan HK$30.98M · min. income ≈ HK$300,320/mo (50% DSR)
Upfront cash ≈ HK$33.62M (deposit + AVD stamp duty HK$2,633,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,194
−HK$8,493/mo
▼ 0.25% · 3.875%
HK$161,410
−HK$4,277/mo
Today · 4.125%
HK$165,687
baseline
▲ 0.50% · 4.625%
HK$174,421
+HK$8,734/mo
Deposit HK$30.98M · loan HK$30.98M · min. income ≈ HK$331,374/mo (50% DSR)
Upfront cash ≈ HK$33.62M (deposit + AVD stamp duty HK$2,633,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,559
−HK$10,633/mo
▼ 0.25% · 3.875%
HK$174,834
−HK$5,358/mo
Today · 4.125%
HK$180,192
baseline
▲ 0.50% · 4.625%
HK$191,157
+HK$10,965/mo
Deposit HK$24.79M · loan HK$37.18M · min. income ≈ HK$360,384/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,633,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,633
−HK$10,191/mo
▼ 0.25% · 3.875%
HK$193,692
−HK$5,132/mo
Today · 4.125%
HK$198,824
baseline
▲ 0.50% · 4.625%
HK$209,305
+HK$10,481/mo
Deposit HK$24.79M · loan HK$37.18M · min. income ≈ HK$397,648/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,633,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,819
−HK$12,405/mo
▼ 0.25% · 3.875%
HK$203,973
−HK$6,251/mo
Today · 4.125%
HK$210,224
baseline
▲ 0.50% · 4.625%
HK$223,016
+HK$12,792/mo
Deposit HK$18.59M · loan HK$43.38M · min. income ≈ HK$420,448/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,633,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,072
−HK$11,890/mo
▼ 0.25% · 3.875%
HK$225,974
−HK$5,988/mo
Today · 4.125%
HK$231,962
baseline
▲ 0.50% · 4.625%
HK$244,189
+HK$12,227/mo
Deposit HK$18.59M · loan HK$43.38M · min. income ≈ HK$463,924/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$2,633,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,339
−HK$15,949/mo
▼ 0.25% · 3.875%
HK$262,251
−HK$8,037/mo
Today · 4.125%
HK$270,288
baseline
▲ 0.50% · 4.625%
HK$286,735
+HK$16,447/mo
Deposit HK$6.20M · loan HK$55.77M · min. income ≈ HK$540,576/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,633,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,950
−HK$15,287/mo
▼ 0.25% · 3.875%
HK$290,538
−HK$7,699/mo
Today · 4.125%
HK$298,237
baseline
▲ 0.50% · 4.625%
HK$313,957
+HK$15,720/mo
Deposit HK$6.20M · loan HK$55.77M · min. income ≈ HK$596,474/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,633,577 · Scale 2, in force from 26 Feb 2026)