LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,322
−HK$8,863/mo
▼ 0.25% · 3.875%
HK$145,718
−HK$4,467/mo
Today · 4.125%
HK$150,185
baseline
▲ 0.50% · 4.625%
HK$159,323
+HK$9,138/mo
Deposit HK$30.99M · loan HK$30.99M · min. income ≈ HK$300,370/mo (50% DSR)
Upfront cash ≈ HK$33.62M (deposit + AVD stamp duty HK$2,634,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,220
−HK$8,494/mo
▼ 0.25% · 3.875%
HK$161,436
−HK$4,278/mo
Today · 4.125%
HK$165,714
baseline
▲ 0.50% · 4.625%
HK$174,449
+HK$8,735/mo
Deposit HK$30.99M · loan HK$30.99M · min. income ≈ HK$331,428/mo (50% DSR)
Upfront cash ≈ HK$33.62M (deposit + AVD stamp duty HK$2,634,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,587
−HK$10,635/mo
▼ 0.25% · 3.875%
HK$174,862
−HK$5,360/mo
Today · 4.125%
HK$180,222
baseline
▲ 0.50% · 4.625%
HK$191,188
+HK$10,966/mo
Deposit HK$24.79M · loan HK$37.19M · min. income ≈ HK$360,444/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,634,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,664
−HK$10,193/mo
▼ 0.25% · 3.875%
HK$193,724
−HK$5,133/mo
Today · 4.125%
HK$198,857
baseline
▲ 0.50% · 4.625%
HK$209,339
+HK$10,482/mo
Deposit HK$24.79M · loan HK$37.19M · min. income ≈ HK$397,714/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$2,634,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,851
−HK$12,408/mo
▼ 0.25% · 3.875%
HK$204,006
−HK$6,253/mo
Today · 4.125%
HK$210,259
baseline
▲ 0.50% · 4.625%
HK$223,052
+HK$12,793/mo
Deposit HK$18.59M · loan HK$43.38M · min. income ≈ HK$420,518/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,634,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,108
−HK$11,892/mo
▼ 0.25% · 3.875%
HK$226,011
−HK$5,989/mo
Today · 4.125%
HK$232,000
baseline
▲ 0.50% · 4.625%
HK$244,229
+HK$12,229/mo
Deposit HK$18.59M · loan HK$43.38M · min. income ≈ HK$464,000/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,634,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,380
−HK$15,952/mo
▼ 0.25% · 3.875%
HK$262,293
−HK$8,039/mo
Today · 4.125%
HK$270,332
baseline
▲ 0.50% · 4.625%
HK$286,781
+HK$16,449/mo
Deposit HK$6.20M · loan HK$55.78M · min. income ≈ HK$540,664/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,634,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,996
−HK$15,289/mo
▼ 0.25% · 3.875%
HK$290,586
−HK$7,699/mo
Today · 4.125%
HK$298,285
baseline
▲ 0.50% · 4.625%
HK$314,008
+HK$15,723/mo
Deposit HK$6.20M · loan HK$55.78M · min. income ≈ HK$596,570/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,634,005 · Scale 2, in force from 26 Feb 2026)