LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,333
−HK$8,863/mo
▼ 0.25% · 3.875%
HK$145,729
−HK$4,467/mo
Today · 4.125%
HK$150,196
baseline
▲ 0.50% · 4.625%
HK$159,335
+HK$9,139/mo
Deposit HK$30.99M · loan HK$30.99M · min. income ≈ HK$300,392/mo (50% DSR)
Upfront cash ≈ HK$33.62M (deposit + AVD stamp duty HK$2,634,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,231
−HK$8,495/mo
▼ 0.25% · 3.875%
HK$161,448
−HK$4,278/mo
Today · 4.125%
HK$165,726
baseline
▲ 0.50% · 4.625%
HK$174,462
+HK$8,736/mo
Deposit HK$30.99M · loan HK$30.99M · min. income ≈ HK$331,452/mo (50% DSR)
Upfront cash ≈ HK$33.62M (deposit + AVD stamp duty HK$2,634,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,599
−HK$10,636/mo
▼ 0.25% · 3.875%
HK$174,875
−HK$5,360/mo
Today · 4.125%
HK$180,235
baseline
▲ 0.50% · 4.625%
HK$191,202
+HK$10,967/mo
Deposit HK$24.79M · loan HK$37.19M · min. income ≈ HK$360,470/mo (50% DSR)
Upfront cash ≈ HK$27.43M (deposit + AVD stamp duty HK$2,634,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,678
−HK$10,193/mo
▼ 0.25% · 3.875%
HK$193,738
−HK$5,133/mo
Today · 4.125%
HK$198,871
baseline
▲ 0.50% · 4.625%
HK$209,354
+HK$10,483/mo
Deposit HK$24.79M · loan HK$37.19M · min. income ≈ HK$397,742/mo (50% DSR)
Upfront cash ≈ HK$27.43M (deposit + AVD stamp duty HK$2,634,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,866
−HK$12,408/mo
▼ 0.25% · 3.875%
HK$204,021
−HK$6,253/mo
Today · 4.125%
HK$210,274
baseline
▲ 0.50% · 4.625%
HK$223,069
+HK$12,795/mo
Deposit HK$18.59M · loan HK$43.39M · min. income ≈ HK$420,548/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,634,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,124
−HK$11,892/mo
▼ 0.25% · 3.875%
HK$226,027
−HK$5,989/mo
Today · 4.125%
HK$232,016
baseline
▲ 0.50% · 4.625%
HK$244,246
+HK$12,230/mo
Deposit HK$18.59M · loan HK$43.39M · min. income ≈ HK$464,032/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$2,634,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,399
−HK$15,953/mo
▼ 0.25% · 3.875%
HK$262,312
−HK$8,040/mo
Today · 4.125%
HK$270,352
baseline
▲ 0.50% · 4.625%
HK$286,802
+HK$16,450/mo
Deposit HK$6.20M · loan HK$55.78M · min. income ≈ HK$540,704/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,634,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,016
−HK$15,291/mo
▼ 0.25% · 3.875%
HK$290,607
−HK$7,700/mo
Today · 4.125%
HK$298,307
baseline
▲ 0.50% · 4.625%
HK$314,031
+HK$15,724/mo
Deposit HK$6.20M · loan HK$55.78M · min. income ≈ HK$596,614/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$2,634,198 · Scale 2, in force from 26 Feb 2026)