LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,136
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,576
−HK$447/mo
Today · 4.125%
HK$15,023
baseline
▲ 0.50% · 4.625%
HK$15,937
+HK$914/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$30,046/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$154,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,726
−HK$850/mo
▼ 0.25% · 3.875%
HK$16,148
−HK$428/mo
Today · 4.125%
HK$16,576
baseline
▲ 0.50% · 4.625%
HK$17,450
+HK$874/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$33,152/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$154,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,963
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,491
−HK$536/mo
Today · 4.125%
HK$18,027
baseline
▲ 0.50% · 4.625%
HK$19,124
+HK$1,097/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$36,054/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$154,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,871
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,378
−HK$513/mo
Today · 4.125%
HK$19,891
baseline
▲ 0.50% · 4.625%
HK$20,940
+HK$1,049/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$39,782/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$154,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,790
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,406
−HK$626/mo
Today · 4.125%
HK$21,032
baseline
▲ 0.50% · 4.625%
HK$22,311
+HK$1,279/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$42,064/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$154,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,017
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,607
−HK$599/mo
Today · 4.125%
HK$23,206
baseline
▲ 0.50% · 4.625%
HK$24,429
+HK$1,223/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$46,412/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$154,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,445
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,236
−HK$805/mo
Today · 4.125%
HK$27,041
baseline
▲ 0.50% · 4.625%
HK$28,686
+HK$1,645/mo
Deposit HK$620K · loan HK$5.58M · min. income ≈ HK$54,082/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$154,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,307
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,066
−HK$771/mo
Today · 4.125%
HK$29,837
baseline
▲ 0.50% · 4.625%
HK$31,409
+HK$1,572/mo
Deposit HK$620K · loan HK$5.58M · min. income ≈ HK$59,674/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$154,934 · Scale 2, in force from 26 Feb 2026)