LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,139
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,579
−HK$447/mo
Today · 4.125%
HK$15,026
baseline
▲ 0.50% · 4.625%
HK$15,940
+HK$914/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$30,052/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,729
−HK$850/mo
▼ 0.25% · 3.875%
HK$16,151
−HK$428/mo
Today · 4.125%
HK$16,579
baseline
▲ 0.50% · 4.625%
HK$17,453
+HK$874/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$33,158/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,967
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,494
−HK$537/mo
Today · 4.125%
HK$18,031
baseline
▲ 0.50% · 4.625%
HK$19,128
+HK$1,097/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$36,062/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,875
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,382
−HK$513/mo
Today · 4.125%
HK$19,895
baseline
▲ 0.50% · 4.625%
HK$20,944
+HK$1,049/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$39,790/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,795
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,410
−HK$626/mo
Today · 4.125%
HK$21,036
baseline
▲ 0.50% · 4.625%
HK$22,316
+HK$1,280/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$42,072/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,021
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,612
−HK$599/mo
Today · 4.125%
HK$23,211
baseline
▲ 0.50% · 4.625%
HK$24,434
+HK$1,223/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$46,422/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,450
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,242
−HK$804/mo
Today · 4.125%
HK$27,046
baseline
▲ 0.50% · 4.625%
HK$28,692
+HK$1,646/mo
Deposit HK$620K · loan HK$5.58M · min. income ≈ HK$54,092/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$155,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,313
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,072
−HK$771/mo
Today · 4.125%
HK$29,843
baseline
▲ 0.50% · 4.625%
HK$31,416
+HK$1,573/mo
Deposit HK$620K · loan HK$5.58M · min. income ≈ HK$59,686/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$155,060 · Scale 2, in force from 26 Feb 2026)