LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,140
−HK$886/mo
▼ 0.25% · 3.875%
HK$14,579
−HK$447/mo
Today · 4.125%
HK$15,026
baseline
▲ 0.50% · 4.625%
HK$15,941
+HK$915/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$30,052/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,730
−HK$850/mo
▼ 0.25% · 3.875%
HK$16,152
−HK$428/mo
Today · 4.125%
HK$16,580
baseline
▲ 0.50% · 4.625%
HK$17,454
+HK$874/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$33,160/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,967
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,495
−HK$536/mo
Today · 4.125%
HK$18,031
baseline
▲ 0.50% · 4.625%
HK$19,129
+HK$1,098/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$36,062/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,876
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,382
−HK$514/mo
Today · 4.125%
HK$19,896
baseline
▲ 0.50% · 4.625%
HK$20,945
+HK$1,049/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$39,792/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,795
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,411
−HK$626/mo
Today · 4.125%
HK$21,037
baseline
▲ 0.50% · 4.625%
HK$22,317
+HK$1,280/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$42,074/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,022
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,613
−HK$599/mo
Today · 4.125%
HK$23,212
baseline
▲ 0.50% · 4.625%
HK$24,436
+HK$1,224/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$46,424/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,451
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,243
−HK$804/mo
Today · 4.125%
HK$27,047
baseline
▲ 0.50% · 4.625%
HK$28,693
+HK$1,646/mo
Deposit HK$620K · loan HK$5.58M · min. income ≈ HK$54,094/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$155,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,314
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,074
−HK$770/mo
Today · 4.125%
HK$29,844
baseline
▲ 0.50% · 4.625%
HK$31,417
+HK$1,573/mo
Deposit HK$620K · loan HK$5.58M · min. income ≈ HK$59,688/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$155,087 · Scale 2, in force from 26 Feb 2026)