LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,140
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,580
−HK$447/mo
Today · 4.125%
HK$15,027
baseline
▲ 0.50% · 4.625%
HK$15,941
+HK$914/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$30,054/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,730
−HK$850/mo
▼ 0.25% · 3.875%
HK$16,152
−HK$428/mo
Today · 4.125%
HK$16,580
baseline
▲ 0.50% · 4.625%
HK$17,454
+HK$874/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$33,160/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,968
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,496
−HK$536/mo
Today · 4.125%
HK$18,032
baseline
▲ 0.50% · 4.625%
HK$19,129
+HK$1,097/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$36,064/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,877
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,383
−HK$513/mo
Today · 4.125%
HK$19,896
baseline
▲ 0.50% · 4.625%
HK$20,945
+HK$1,049/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$39,792/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,796
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,412
−HK$625/mo
Today · 4.125%
HK$21,037
baseline
▲ 0.50% · 4.625%
HK$22,317
+HK$1,280/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$42,074/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,023
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,613
−HK$600/mo
Today · 4.125%
HK$23,213
baseline
▲ 0.50% · 4.625%
HK$24,436
+HK$1,223/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$46,426/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,452
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,244
−HK$804/mo
Today · 4.125%
HK$27,048
baseline
▲ 0.50% · 4.625%
HK$28,694
+HK$1,646/mo
Deposit HK$620K · loan HK$5.58M · min. income ≈ HK$54,096/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$155,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,315
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,074
−HK$771/mo
Today · 4.125%
HK$29,845
baseline
▲ 0.50% · 4.625%
HK$31,418
+HK$1,573/mo
Deposit HK$620K · loan HK$5.58M · min. income ≈ HK$59,690/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$155,102 · Scale 2, in force from 26 Feb 2026)