LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,407
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$145,805
−HK$4,469/mo
Today · 4.125%
HK$150,274
baseline
▲ 0.50% · 4.625%
HK$159,418
+HK$9,144/mo
Deposit HK$31.01M · loan HK$31.01M · min. income ≈ HK$300,548/mo (50% DSR)
Upfront cash ≈ HK$33.64M (deposit + AVD stamp duty HK$2,635,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,314
−HK$8,499/mo
▼ 0.25% · 3.875%
HK$161,533
−HK$4,280/mo
Today · 4.125%
HK$165,813
baseline
▲ 0.50% · 4.625%
HK$174,553
+HK$8,740/mo
Deposit HK$31.01M · loan HK$31.01M · min. income ≈ HK$331,626/mo (50% DSR)
Upfront cash ≈ HK$33.64M (deposit + AVD stamp duty HK$2,635,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,688
−HK$10,641/mo
▼ 0.25% · 3.875%
HK$174,966
−HK$5,363/mo
Today · 4.125%
HK$180,329
baseline
▲ 0.50% · 4.625%
HK$191,302
+HK$10,973/mo
Deposit HK$24.81M · loan HK$37.21M · min. income ≈ HK$360,658/mo (50% DSR)
Upfront cash ≈ HK$27.44M (deposit + AVD stamp duty HK$2,635,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,776
−HK$10,199/mo
▼ 0.25% · 3.875%
HK$193,839
−HK$5,136/mo
Today · 4.125%
HK$198,975
baseline
▲ 0.50% · 4.625%
HK$209,464
+HK$10,489/mo
Deposit HK$24.81M · loan HK$37.21M · min. income ≈ HK$397,950/mo (50% DSR)
Upfront cash ≈ HK$27.44M (deposit + AVD stamp duty HK$2,635,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,970
−HK$12,414/mo
▼ 0.25% · 3.875%
HK$204,128
−HK$6,256/mo
Today · 4.125%
HK$210,384
baseline
▲ 0.50% · 4.625%
HK$223,185
+HK$12,801/mo
Deposit HK$18.60M · loan HK$43.41M · min. income ≈ HK$420,768/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$2,635,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,239
−HK$11,899/mo
▼ 0.25% · 3.875%
HK$226,146
−HK$5,992/mo
Today · 4.125%
HK$232,138
baseline
▲ 0.50% · 4.625%
HK$244,374
+HK$12,236/mo
Deposit HK$18.60M · loan HK$43.41M · min. income ≈ HK$464,276/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$2,635,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,532
−HK$15,962/mo
▼ 0.25% · 3.875%
HK$262,450
−HK$8,044/mo
Today · 4.125%
HK$270,494
baseline
▲ 0.50% · 4.625%
HK$286,953
+HK$16,459/mo
Deposit HK$6.20M · loan HK$55.81M · min. income ≈ HK$540,988/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$2,635,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,165
−HK$15,298/mo
▼ 0.25% · 3.875%
HK$290,759
−HK$7,704/mo
Today · 4.125%
HK$298,463
baseline
▲ 0.50% · 4.625%
HK$314,196
+HK$15,733/mo
Deposit HK$6.20M · loan HK$55.81M · min. income ≈ HK$596,926/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$2,635,577 · Scale 2, in force from 26 Feb 2026)