LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,433
−HK$8,869/mo
▼ 0.25% · 3.875%
HK$145,833
−HK$4,469/mo
Today · 4.125%
HK$150,302
baseline
▲ 0.50% · 4.625%
HK$159,448
+HK$9,146/mo
Deposit HK$31.01M · loan HK$31.01M · min. income ≈ HK$300,604/mo (50% DSR)
Upfront cash ≈ HK$33.65M (deposit + AVD stamp duty HK$2,636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,343
−HK$8,501/mo
▼ 0.25% · 3.875%
HK$161,563
−HK$4,281/mo
Today · 4.125%
HK$165,844
baseline
▲ 0.50% · 4.625%
HK$174,586
+HK$8,742/mo
Deposit HK$31.01M · loan HK$31.01M · min. income ≈ HK$331,688/mo (50% DSR)
Upfront cash ≈ HK$33.65M (deposit + AVD stamp duty HK$2,636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,720
−HK$10,643/mo
▼ 0.25% · 3.875%
HK$174,999
−HK$5,364/mo
Today · 4.125%
HK$180,363
baseline
▲ 0.50% · 4.625%
HK$191,338
+HK$10,975/mo
Deposit HK$24.81M · loan HK$37.22M · min. income ≈ HK$360,726/mo (50% DSR)
Upfront cash ≈ HK$27.45M (deposit + AVD stamp duty HK$2,636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,812
−HK$10,201/mo
▼ 0.25% · 3.875%
HK$193,876
−HK$5,137/mo
Today · 4.125%
HK$199,013
baseline
▲ 0.50% · 4.625%
HK$209,503
+HK$10,490/mo
Deposit HK$24.81M · loan HK$37.22M · min. income ≈ HK$398,026/mo (50% DSR)
Upfront cash ≈ HK$27.45M (deposit + AVD stamp duty HK$2,636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,007
−HK$12,416/mo
▼ 0.25% · 3.875%
HK$204,166
−HK$6,257/mo
Today · 4.125%
HK$210,423
baseline
▲ 0.50% · 4.625%
HK$223,227
+HK$12,804/mo
Deposit HK$18.61M · loan HK$43.42M · min. income ≈ HK$420,846/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$2,636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,280
−HK$11,901/mo
▼ 0.25% · 3.875%
HK$226,188
−HK$5,993/mo
Today · 4.125%
HK$232,181
baseline
▲ 0.50% · 4.625%
HK$244,420
+HK$12,239/mo
Deposit HK$18.61M · loan HK$43.42M · min. income ≈ HK$464,362/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$2,636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,580
−HK$15,964/mo
▼ 0.25% · 3.875%
HK$262,499
−HK$8,045/mo
Today · 4.125%
HK$270,544
baseline
▲ 0.50% · 4.625%
HK$287,006
+HK$16,462/mo
Deposit HK$6.20M · loan HK$55.82M · min. income ≈ HK$541,088/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$2,636,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,218
−HK$15,301/mo
▼ 0.25% · 3.875%
HK$290,813
−HK$7,706/mo
Today · 4.125%
HK$298,519
baseline
▲ 0.50% · 4.625%
HK$314,254
+HK$15,735/mo
Deposit HK$6.20M · loan HK$55.82M · min. income ≈ HK$597,038/mo (50% DSR)
Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$2,636,070 · Scale 2, in force from 26 Feb 2026)