LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,143
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,583
−HK$447/mo
Today · 4.125%
HK$15,030
baseline
▲ 0.50% · 4.625%
HK$15,945
+HK$915/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$30,060/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,734
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,156
−HK$429/mo
Today · 4.125%
HK$16,585
baseline
▲ 0.50% · 4.625%
HK$17,459
+HK$874/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$33,170/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,972
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,500
−HK$536/mo
Today · 4.125%
HK$18,036
baseline
▲ 0.50% · 4.625%
HK$19,134
+HK$1,098/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$36,072/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,881
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,388
−HK$513/mo
Today · 4.125%
HK$19,901
baseline
▲ 0.50% · 4.625%
HK$20,950
+HK$1,049/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$39,802/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,801
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,417
−HK$626/mo
Today · 4.125%
HK$21,043
baseline
▲ 0.50% · 4.625%
HK$22,323
+HK$1,280/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$42,086/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,028
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,619
−HK$599/mo
Today · 4.125%
HK$23,218
baseline
▲ 0.50% · 4.625%
HK$24,442
+HK$1,224/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$46,436/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,458
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,250
−HK$805/mo
Today · 4.125%
HK$27,055
baseline
▲ 0.50% · 4.625%
HK$28,701
+HK$1,646/mo
Deposit HK$620K · loan HK$5.58M · min. income ≈ HK$54,110/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$155,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,322
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,082
−HK$770/mo
Today · 4.125%
HK$29,852
baseline
▲ 0.50% · 4.625%
HK$31,426
+HK$1,574/mo
Deposit HK$620K · loan HK$5.58M · min. income ≈ HK$59,704/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$155,258 · Scale 2, in force from 26 Feb 2026)