LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,150
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,590
−HK$447/mo
Today · 4.125%
HK$15,037
baseline
▲ 0.50% · 4.625%
HK$15,952
+HK$915/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$30,074/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,741
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,164
−HK$428/mo
Today · 4.125%
HK$16,592
baseline
▲ 0.50% · 4.625%
HK$17,466
+HK$874/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$33,184/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,980
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,508
−HK$536/mo
Today · 4.125%
HK$18,044
baseline
▲ 0.50% · 4.625%
HK$19,142
+HK$1,098/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$36,088/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,890
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,396
−HK$514/mo
Today · 4.125%
HK$19,910
baseline
▲ 0.50% · 4.625%
HK$20,960
+HK$1,050/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$39,820/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,810
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,426
−HK$626/mo
Today · 4.125%
HK$21,052
baseline
▲ 0.50% · 4.625%
HK$22,333
+HK$1,281/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$42,104/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,038
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,629
−HK$600/mo
Today · 4.125%
HK$23,229
baseline
▲ 0.50% · 4.625%
HK$24,453
+HK$1,224/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$46,458/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,470
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,262
−HK$805/mo
Today · 4.125%
HK$27,067
baseline
▲ 0.50% · 4.625%
HK$28,714
+HK$1,647/mo
Deposit HK$621K · loan HK$5.58M · min. income ≈ HK$54,134/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$155,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,335
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,095
−HK$770/mo
Today · 4.125%
HK$29,865
baseline
▲ 0.50% · 4.625%
HK$31,440
+HK$1,575/mo
Deposit HK$621K · loan HK$5.58M · min. income ≈ HK$59,730/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$155,533 · Scale 2, in force from 26 Feb 2026)