LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,154
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,594
−HK$447/mo
Today · 4.125%
HK$15,041
baseline
▲ 0.50% · 4.625%
HK$15,957
+HK$916/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$30,082/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,746
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,168
−HK$429/mo
Today · 4.125%
HK$16,597
baseline
▲ 0.50% · 4.625%
HK$17,472
+HK$875/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$33,194/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,985
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,513
−HK$537/mo
Today · 4.125%
HK$18,050
baseline
▲ 0.50% · 4.625%
HK$19,148
+HK$1,098/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$36,100/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,895
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,402
−HK$514/mo
Today · 4.125%
HK$19,916
baseline
▲ 0.50% · 4.625%
HK$20,966
+HK$1,050/mo
Deposit HK$2.48M · loan HK$3.72M · min. income ≈ HK$39,832/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,815
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,432
−HK$626/mo
Today · 4.125%
HK$21,058
baseline
▲ 0.50% · 4.625%
HK$22,339
+HK$1,281/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$42,116/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,044
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,636
−HK$599/mo
Today · 4.125%
HK$23,235
baseline
▲ 0.50% · 4.625%
HK$24,460
+HK$1,225/mo
Deposit HK$1.86M · loan HK$4.34M · min. income ≈ HK$46,470/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,477
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,269
−HK$806/mo
Today · 4.125%
HK$27,075
baseline
▲ 0.50% · 4.625%
HK$28,722
+HK$1,647/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$54,150/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$155,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,343
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,103
−HK$771/mo
Today · 4.125%
HK$29,874
baseline
▲ 0.50% · 4.625%
HK$31,449
+HK$1,575/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$59,748/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$155,715 · Scale 2, in force from 26 Feb 2026)