LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,541
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$145,944
−HK$4,473/mo
Today · 4.125%
HK$150,417
baseline
▲ 0.50% · 4.625%
HK$159,569
+HK$9,152/mo
Deposit HK$31.04M · loan HK$31.04M · min. income ≈ HK$300,834/mo (50% DSR)
Upfront cash ≈ HK$33.67M (deposit + AVD stamp duty HK$2,638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,463
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$161,686
−HK$4,284/mo
Today · 4.125%
HK$165,970
baseline
▲ 0.50% · 4.625%
HK$174,719
+HK$8,749/mo
Deposit HK$31.04M · loan HK$31.04M · min. income ≈ HK$331,940/mo (50% DSR)
Upfront cash ≈ HK$33.67M (deposit + AVD stamp duty HK$2,638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,849
−HK$10,651/mo
▼ 0.25% · 3.875%
HK$175,132
−HK$5,368/mo
Today · 4.125%
HK$180,500
baseline
▲ 0.50% · 4.625%
HK$191,483
+HK$10,983/mo
Deposit HK$24.83M · loan HK$37.24M · min. income ≈ HK$361,000/mo (50% DSR)
Upfront cash ≈ HK$27.47M (deposit + AVD stamp duty HK$2,638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,955
−HK$10,209/mo
▼ 0.25% · 3.875%
HK$194,023
−HK$5,141/mo
Today · 4.125%
HK$199,164
baseline
▲ 0.50% · 4.625%
HK$209,662
+HK$10,498/mo
Deposit HK$24.83M · loan HK$37.24M · min. income ≈ HK$398,328/mo (50% DSR)
Upfront cash ≈ HK$27.47M (deposit + AVD stamp duty HK$2,638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,157
−HK$12,426/mo
▼ 0.25% · 3.875%
HK$204,321
−HK$6,262/mo
Today · 4.125%
HK$210,583
baseline
▲ 0.50% · 4.625%
HK$223,397
+HK$12,814/mo
Deposit HK$18.62M · loan HK$43.45M · min. income ≈ HK$421,166/mo (50% DSR)
Upfront cash ≈ HK$21.26M (deposit + AVD stamp duty HK$2,638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,448
−HK$11,910/mo
▼ 0.25% · 3.875%
HK$226,360
−HK$5,998/mo
Today · 4.125%
HK$232,358
baseline
▲ 0.50% · 4.625%
HK$244,606
+HK$12,248/mo
Deposit HK$18.62M · loan HK$43.45M · min. income ≈ HK$464,716/mo (50% DSR)
Upfront cash ≈ HK$21.26M (deposit + AVD stamp duty HK$2,638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,774
−HK$15,976/mo
▼ 0.25% · 3.875%
HK$262,698
−HK$8,052/mo
Today · 4.125%
HK$270,750
baseline
▲ 0.50% · 4.625%
HK$287,225
+HK$16,475/mo
Deposit HK$6.21M · loan HK$55.87M · min. income ≈ HK$541,500/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$2,638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,433
−HK$15,313/mo
▼ 0.25% · 3.875%
HK$291,035
−HK$7,711/mo
Today · 4.125%
HK$298,746
baseline
▲ 0.50% · 4.625%
HK$314,493
+HK$15,747/mo
Deposit HK$6.21M · loan HK$55.87M · min. income ≈ HK$597,492/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$2,638,075 · Scale 2, in force from 26 Feb 2026)