LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,157
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,597
−HK$448/mo
Today · 4.125%
HK$15,045
baseline
▲ 0.50% · 4.625%
HK$15,960
+HK$915/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$30,090/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,750
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,172
−HK$429/mo
Today · 4.125%
HK$16,601
baseline
▲ 0.50% · 4.625%
HK$17,476
+HK$875/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$33,202/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,989
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,517
−HK$537/mo
Today · 4.125%
HK$18,054
baseline
▲ 0.50% · 4.625%
HK$19,152
+HK$1,098/mo
Deposit HK$2.48M · loan HK$3.73M · min. income ≈ HK$36,108/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,900
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,406
−HK$515/mo
Today · 4.125%
HK$19,921
baseline
▲ 0.50% · 4.625%
HK$20,971
+HK$1,050/mo
Deposit HK$2.48M · loan HK$3.73M · min. income ≈ HK$39,842/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,820
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,436
−HK$627/mo
Today · 4.125%
HK$21,063
baseline
▲ 0.50% · 4.625%
HK$22,344
+HK$1,281/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$42,126/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,050
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,641
−HK$600/mo
Today · 4.125%
HK$23,241
baseline
▲ 0.50% · 4.625%
HK$24,466
+HK$1,225/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$46,482/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,483
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,275
−HK$806/mo
Today · 4.125%
HK$27,081
baseline
▲ 0.50% · 4.625%
HK$28,729
+HK$1,648/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$54,162/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$155,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,349
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,110
−HK$771/mo
Today · 4.125%
HK$29,881
baseline
▲ 0.50% · 4.625%
HK$31,456
+HK$1,575/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$59,762/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$155,857 · Scale 2, in force from 26 Feb 2026)