LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,160
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,600
−HK$448/mo
Today · 4.125%
HK$15,048
baseline
▲ 0.50% · 4.625%
HK$15,963
+HK$915/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$30,096/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,753
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,175
−HK$429/mo
Today · 4.125%
HK$16,604
baseline
▲ 0.50% · 4.625%
HK$17,479
+HK$875/mo
Deposit HK$3.10M · loan HK$3.10M · min. income ≈ HK$33,208/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$155,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,992
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,520
−HK$537/mo
Today · 4.125%
HK$18,057
baseline
▲ 0.50% · 4.625%
HK$19,156
+HK$1,099/mo
Deposit HK$2.48M · loan HK$3.73M · min. income ≈ HK$36,114/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,903
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,410
−HK$514/mo
Today · 4.125%
HK$19,924
baseline
▲ 0.50% · 4.625%
HK$20,975
+HK$1,051/mo
Deposit HK$2.48M · loan HK$3.73M · min. income ≈ HK$39,848/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$155,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,824
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,440
−HK$627/mo
Today · 4.125%
HK$21,067
baseline
▲ 0.50% · 4.625%
HK$22,349
+HK$1,282/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$42,134/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,054
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,645
−HK$600/mo
Today · 4.125%
HK$23,245
baseline
▲ 0.50% · 4.625%
HK$24,471
+HK$1,226/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$46,490/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$155,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,488
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,281
−HK$805/mo
Today · 4.125%
HK$27,086
baseline
▲ 0.50% · 4.625%
HK$28,734
+HK$1,648/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$54,172/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$155,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,355
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,115
−HK$772/mo
Today · 4.125%
HK$29,887
baseline
▲ 0.50% · 4.625%
HK$31,462
+HK$1,575/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$59,774/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$155,976 · Scale 2, in force from 26 Feb 2026)