LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,162
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,602
−HK$448/mo
Today · 4.125%
HK$15,050
baseline
▲ 0.50% · 4.625%
HK$15,965
+HK$915/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,100/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$156,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,755
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,177
−HK$429/mo
Today · 4.125%
HK$16,606
baseline
▲ 0.50% · 4.625%
HK$17,481
+HK$875/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,212/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$156,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,994
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,523
−HK$537/mo
Today · 4.125%
HK$18,060
baseline
▲ 0.50% · 4.625%
HK$19,158
+HK$1,098/mo
Deposit HK$2.48M · loan HK$3.73M · min. income ≈ HK$36,120/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,906
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,413
−HK$514/mo
Today · 4.125%
HK$19,927
baseline
▲ 0.50% · 4.625%
HK$20,977
+HK$1,050/mo
Deposit HK$2.48M · loan HK$3.73M · min. income ≈ HK$39,854/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,826
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,443
−HK$627/mo
Today · 4.125%
HK$21,070
baseline
▲ 0.50% · 4.625%
HK$22,352
+HK$1,282/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$42,140/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,056
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,648
−HK$600/mo
Today · 4.125%
HK$23,248
baseline
▲ 0.50% · 4.625%
HK$24,474
+HK$1,226/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$46,496/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,491
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,284
−HK$805/mo
Today · 4.125%
HK$27,089
baseline
▲ 0.50% · 4.625%
HK$28,738
+HK$1,649/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$54,178/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$156,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,358
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,119
−HK$771/mo
Today · 4.125%
HK$29,890
baseline
▲ 0.50% · 4.625%
HK$31,466
+HK$1,576/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$59,780/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$156,053 · Scale 2, in force from 26 Feb 2026)