LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,163
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,604
−HK$447/mo
Today · 4.125%
HK$15,051
baseline
▲ 0.50% · 4.625%
HK$15,967
+HK$916/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,102/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$156,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,756
−HK$852/mo
▼ 0.25% · 3.875%
HK$16,179
−HK$429/mo
Today · 4.125%
HK$16,608
baseline
▲ 0.50% · 4.625%
HK$17,483
+HK$875/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,216/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$156,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,996
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,525
−HK$537/mo
Today · 4.125%
HK$18,062
baseline
▲ 0.50% · 4.625%
HK$19,161
+HK$1,099/mo
Deposit HK$2.48M · loan HK$3.73M · min. income ≈ HK$36,124/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,908
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,415
−HK$514/mo
Today · 4.125%
HK$19,929
baseline
▲ 0.50% · 4.625%
HK$20,980
+HK$1,051/mo
Deposit HK$2.48M · loan HK$3.73M · min. income ≈ HK$39,858/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,829
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,445
−HK$627/mo
Today · 4.125%
HK$21,072
baseline
▲ 0.50% · 4.625%
HK$22,354
+HK$1,282/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$42,144/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,059
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,651
−HK$600/mo
Today · 4.125%
HK$23,251
baseline
▲ 0.50% · 4.625%
HK$24,476
+HK$1,225/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$46,502/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,494
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,287
−HK$805/mo
Today · 4.125%
HK$27,092
baseline
▲ 0.50% · 4.625%
HK$28,741
+HK$1,649/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$54,184/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$156,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,362
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,122
−HK$772/mo
Today · 4.125%
HK$29,894
baseline
▲ 0.50% · 4.625%
HK$31,470
+HK$1,576/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$59,788/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$156,125 · Scale 2, in force from 26 Feb 2026)