LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,165
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,606
−HK$447/mo
Today · 4.125%
HK$15,053
baseline
▲ 0.50% · 4.625%
HK$15,969
+HK$916/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,106/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$156,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,759
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,181
−HK$429/mo
Today · 4.125%
HK$16,610
baseline
▲ 0.50% · 4.625%
HK$17,485
+HK$875/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,220/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$156,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,998
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,527
−HK$537/mo
Today · 4.125%
HK$18,064
baseline
▲ 0.50% · 4.625%
HK$19,163
+HK$1,099/mo
Deposit HK$2.48M · loan HK$3.73M · min. income ≈ HK$36,128/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,910
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,417
−HK$515/mo
Today · 4.125%
HK$19,932
baseline
▲ 0.50% · 4.625%
HK$20,983
+HK$1,051/mo
Deposit HK$2.48M · loan HK$3.73M · min. income ≈ HK$39,864/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,831
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,448
−HK$627/mo
Today · 4.125%
HK$21,075
baseline
▲ 0.50% · 4.625%
HK$22,357
+HK$1,282/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$42,150/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,062
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,654
−HK$600/mo
Today · 4.125%
HK$23,254
baseline
▲ 0.50% · 4.625%
HK$24,480
+HK$1,226/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$46,508/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,497
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,290
−HK$806/mo
Today · 4.125%
HK$27,096
baseline
▲ 0.50% · 4.625%
HK$28,745
+HK$1,649/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$54,192/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$156,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,365
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,126
−HK$772/mo
Today · 4.125%
HK$29,898
baseline
▲ 0.50% · 4.625%
HK$31,474
+HK$1,576/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$59,796/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$156,207 · Scale 2, in force from 26 Feb 2026)