LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,166
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,607
−HK$447/mo
Today · 4.125%
HK$15,054
baseline
▲ 0.50% · 4.625%
HK$15,970
+HK$916/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,108/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$156,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,760
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,182
−HK$429/mo
Today · 4.125%
HK$16,611
baseline
▲ 0.50% · 4.625%
HK$17,487
+HK$876/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,222/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$156,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,999
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,528
−HK$537/mo
Today · 4.125%
HK$18,065
baseline
▲ 0.50% · 4.625%
HK$19,164
+HK$1,099/mo
Deposit HK$2.48M · loan HK$3.73M · min. income ≈ HK$36,130/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,911
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,419
−HK$514/mo
Today · 4.125%
HK$19,933
baseline
▲ 0.50% · 4.625%
HK$20,984
+HK$1,051/mo
Deposit HK$2.48M · loan HK$3.73M · min. income ≈ HK$39,866/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,832
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,449
−HK$627/mo
Today · 4.125%
HK$21,076
baseline
▲ 0.50% · 4.625%
HK$22,359
+HK$1,283/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$42,152/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,063
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,655
−HK$600/mo
Today · 4.125%
HK$23,255
baseline
▲ 0.50% · 4.625%
HK$24,481
+HK$1,226/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$46,510/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,499
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,292
−HK$806/mo
Today · 4.125%
HK$27,098
baseline
▲ 0.50% · 4.625%
HK$28,747
+HK$1,649/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$54,196/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$156,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,367
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,128
−HK$772/mo
Today · 4.125%
HK$29,900
baseline
▲ 0.50% · 4.625%
HK$31,476
+HK$1,576/mo
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$59,800/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$156,248 · Scale 2, in force from 26 Feb 2026)