LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,687
−HK$8,885/mo
▼ 0.25% · 3.875%
HK$146,094
−HK$4,478/mo
Today · 4.125%
HK$150,572
baseline
▲ 0.50% · 4.625%
HK$159,734
+HK$9,162/mo
Deposit HK$31.07M · loan HK$31.07M · min. income ≈ HK$301,144/mo (50% DSR)
Upfront cash ≈ HK$33.71M (deposit + AVD stamp duty HK$2,640,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,625
−HK$8,516/mo
▼ 0.25% · 3.875%
HK$161,853
−HK$4,288/mo
Today · 4.125%
HK$166,141
baseline
▲ 0.50% · 4.625%
HK$174,899
+HK$8,758/mo
Deposit HK$31.07M · loan HK$31.07M · min. income ≈ HK$332,282/mo (50% DSR)
Upfront cash ≈ HK$33.71M (deposit + AVD stamp duty HK$2,640,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,024
−HK$10,662/mo
▼ 0.25% · 3.875%
HK$175,313
−HK$5,373/mo
Today · 4.125%
HK$180,686
baseline
▲ 0.50% · 4.625%
HK$191,681
+HK$10,995/mo
Deposit HK$24.85M · loan HK$37.28M · min. income ≈ HK$361,372/mo (50% DSR)
Upfront cash ≈ HK$27.50M (deposit + AVD stamp duty HK$2,640,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,150
−HK$10,220/mo
▼ 0.25% · 3.875%
HK$194,223
−HK$5,147/mo
Today · 4.125%
HK$199,370
baseline
▲ 0.50% · 4.625%
HK$209,879
+HK$10,509/mo
Deposit HK$24.85M · loan HK$37.28M · min. income ≈ HK$398,740/mo (50% DSR)
Upfront cash ≈ HK$27.50M (deposit + AVD stamp duty HK$2,640,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,362
−HK$12,439/mo
▼ 0.25% · 3.875%
HK$204,532
−HK$6,269/mo
Today · 4.125%
HK$210,801
baseline
▲ 0.50% · 4.625%
HK$223,628
+HK$12,827/mo
Deposit HK$18.64M · loan HK$43.50M · min. income ≈ HK$421,602/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$2,640,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,676
−HK$11,922/mo
▼ 0.25% · 3.875%
HK$226,594
−HK$6,004/mo
Today · 4.125%
HK$232,598
baseline
▲ 0.50% · 4.625%
HK$244,859
+HK$12,261/mo
Deposit HK$18.64M · loan HK$43.50M · min. income ≈ HK$465,196/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$2,640,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,037
−HK$15,993/mo
▼ 0.25% · 3.875%
HK$262,970
−HK$8,060/mo
Today · 4.125%
HK$271,030
baseline
▲ 0.50% · 4.625%
HK$287,521
+HK$16,491/mo
Deposit HK$6.21M · loan HK$55.92M · min. income ≈ HK$542,060/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$2,640,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,726
−HK$15,329/mo
▼ 0.25% · 3.875%
HK$291,335
−HK$7,720/mo
Today · 4.125%
HK$299,055
baseline
▲ 0.50% · 4.625%
HK$314,818
+HK$15,763/mo
Deposit HK$6.21M · loan HK$55.92M · min. income ≈ HK$598,110/mo (50% DSR)
Upfront cash ≈ HK$8.85M (deposit + AVD stamp duty HK$2,640,800 · Scale 2, in force from 26 Feb 2026)