LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,698
−HK$8,885/mo
▼ 0.25% · 3.875%
HK$146,105
−HK$4,478/mo
Today · 4.125%
HK$150,583
baseline
▲ 0.50% · 4.625%
HK$159,746
+HK$9,163/mo
Deposit HK$31.07M · loan HK$31.07M · min. income ≈ HK$301,166/mo (50% DSR)
Upfront cash ≈ HK$33.71M (deposit + AVD stamp duty HK$2,640,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,637
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$161,865
−HK$4,289/mo
Today · 4.125%
HK$166,154
baseline
▲ 0.50% · 4.625%
HK$174,912
+HK$8,758/mo
Deposit HK$31.07M · loan HK$31.07M · min. income ≈ HK$332,308/mo (50% DSR)
Upfront cash ≈ HK$33.71M (deposit + AVD stamp duty HK$2,640,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,037
−HK$10,663/mo
▼ 0.25% · 3.875%
HK$175,326
−HK$5,374/mo
Today · 4.125%
HK$180,700
baseline
▲ 0.50% · 4.625%
HK$191,695
+HK$10,995/mo
Deposit HK$24.86M · loan HK$37.28M · min. income ≈ HK$361,400/mo (50% DSR)
Upfront cash ≈ HK$27.50M (deposit + AVD stamp duty HK$2,640,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,165
−HK$10,220/mo
▼ 0.25% · 3.875%
HK$194,238
−HK$5,147/mo
Today · 4.125%
HK$199,385
baseline
▲ 0.50% · 4.625%
HK$209,894
+HK$10,509/mo
Deposit HK$24.86M · loan HK$37.28M · min. income ≈ HK$398,770/mo (50% DSR)
Upfront cash ≈ HK$27.50M (deposit + AVD stamp duty HK$2,640,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,377
−HK$12,440/mo
▼ 0.25% · 3.875%
HK$204,547
−HK$6,270/mo
Today · 4.125%
HK$210,817
baseline
▲ 0.50% · 4.625%
HK$223,644
+HK$12,827/mo
Deposit HK$18.64M · loan HK$43.50M · min. income ≈ HK$421,634/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$2,640,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,692
−HK$11,923/mo
▼ 0.25% · 3.875%
HK$226,611
−HK$6,004/mo
Today · 4.125%
HK$232,615
baseline
▲ 0.50% · 4.625%
HK$244,877
+HK$12,262/mo
Deposit HK$18.64M · loan HK$43.50M · min. income ≈ HK$465,230/mo (50% DSR)
Upfront cash ≈ HK$21.28M (deposit + AVD stamp duty HK$2,640,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,056
−HK$15,994/mo
▼ 0.25% · 3.875%
HK$262,989
−HK$8,061/mo
Today · 4.125%
HK$271,050
baseline
▲ 0.50% · 4.625%
HK$287,543
+HK$16,493/mo
Deposit HK$6.21M · loan HK$55.93M · min. income ≈ HK$542,100/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,640,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,747
−HK$15,330/mo
▼ 0.25% · 3.875%
HK$291,357
−HK$7,720/mo
Today · 4.125%
HK$299,077
baseline
▲ 0.50% · 4.625%
HK$314,842
+HK$15,765/mo
Deposit HK$6.21M · loan HK$55.93M · min. income ≈ HK$598,154/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,640,996 · Scale 2, in force from 26 Feb 2026)