LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,172
−HK$889/mo
▼ 0.25% · 3.875%
HK$14,613
−HK$448/mo
Today · 4.125%
HK$15,061
baseline
▲ 0.50% · 4.625%
HK$15,977
+HK$916/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,122/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$156,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,766
−HK$852/mo
▼ 0.25% · 3.875%
HK$16,189
−HK$429/mo
Today · 4.125%
HK$16,618
baseline
▲ 0.50% · 4.625%
HK$17,494
+HK$876/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,236/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$156,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,007
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,536
−HK$537/mo
Today · 4.125%
HK$18,073
baseline
▲ 0.50% · 4.625%
HK$19,173
+HK$1,100/mo
Deposit HK$2.49M · loan HK$3.73M · min. income ≈ HK$36,146/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,920
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,427
−HK$515/mo
Today · 4.125%
HK$19,942
baseline
▲ 0.50% · 4.625%
HK$20,993
+HK$1,051/mo
Deposit HK$2.49M · loan HK$3.73M · min. income ≈ HK$39,884/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,841
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,458
−HK$627/mo
Today · 4.125%
HK$21,085
baseline
▲ 0.50% · 4.625%
HK$22,368
+HK$1,283/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$42,170/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,073
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,665
−HK$601/mo
Today · 4.125%
HK$23,266
baseline
▲ 0.50% · 4.625%
HK$24,492
+HK$1,226/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$46,532/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,510
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,303
−HK$807/mo
Today · 4.125%
HK$27,110
baseline
▲ 0.50% · 4.625%
HK$28,759
+HK$1,649/mo
Deposit HK$622K · loan HK$5.59M · min. income ≈ HK$54,220/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$156,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,380
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,141
−HK$772/mo
Today · 4.125%
HK$29,913
baseline
▲ 0.50% · 4.625%
HK$31,490
+HK$1,577/mo
Deposit HK$622K · loan HK$5.59M · min. income ≈ HK$59,826/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$156,518 · Scale 2, in force from 26 Feb 2026)