LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,174
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,614
−HK$448/mo
Today · 4.125%
HK$15,062
baseline
▲ 0.50% · 4.625%
HK$15,979
+HK$917/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,124/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$156,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,768
−HK$852/mo
▼ 0.25% · 3.875%
HK$16,191
−HK$429/mo
Today · 4.125%
HK$16,620
baseline
▲ 0.50% · 4.625%
HK$17,496
+HK$876/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,240/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$156,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,008
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$17,537
−HK$538/mo
Today · 4.125%
HK$18,075
baseline
▲ 0.50% · 4.625%
HK$19,175
+HK$1,100/mo
Deposit HK$2.49M · loan HK$3.73M · min. income ≈ HK$36,150/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,922
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,429
−HK$515/mo
Today · 4.125%
HK$19,944
baseline
▲ 0.50% · 4.625%
HK$20,995
+HK$1,051/mo
Deposit HK$2.49M · loan HK$3.73M · min. income ≈ HK$39,888/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,843
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,460
−HK$627/mo
Today · 4.125%
HK$21,087
baseline
▲ 0.50% · 4.625%
HK$22,370
+HK$1,283/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$42,174/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,075
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,667
−HK$601/mo
Today · 4.125%
HK$23,268
baseline
▲ 0.50% · 4.625%
HK$24,494
+HK$1,226/mo
Deposit HK$1.86M · loan HK$4.35M · min. income ≈ HK$46,536/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,512
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,306
−HK$806/mo
Today · 4.125%
HK$27,112
baseline
▲ 0.50% · 4.625%
HK$28,762
+HK$1,650/mo
Deposit HK$622K · loan HK$5.59M · min. income ≈ HK$54,224/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$156,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,382
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,144
−HK$772/mo
Today · 4.125%
HK$29,916
baseline
▲ 0.50% · 4.625%
HK$31,493
+HK$1,577/mo
Deposit HK$622K · loan HK$5.59M · min. income ≈ HK$59,832/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$156,578 · Scale 2, in force from 26 Feb 2026)