LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,176
−HK$889/mo
▼ 0.25% · 3.875%
HK$14,617
−HK$448/mo
Today · 4.125%
HK$15,065
baseline
▲ 0.50% · 4.625%
HK$15,982
+HK$917/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,130/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$156,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,771
−HK$852/mo
▼ 0.25% · 3.875%
HK$16,194
−HK$429/mo
Today · 4.125%
HK$16,623
baseline
▲ 0.50% · 4.625%
HK$17,499
+HK$876/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,246/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$156,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,012
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,541
−HK$537/mo
Today · 4.125%
HK$18,078
baseline
▲ 0.50% · 4.625%
HK$19,178
+HK$1,100/mo
Deposit HK$2.49M · loan HK$3.73M · min. income ≈ HK$36,156/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,925
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,433
−HK$515/mo
Today · 4.125%
HK$19,948
baseline
▲ 0.50% · 4.625%
HK$20,999
+HK$1,051/mo
Deposit HK$2.49M · loan HK$3.73M · min. income ≈ HK$39,896/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$156,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,847
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,464
−HK$627/mo
Today · 4.125%
HK$21,091
baseline
▲ 0.50% · 4.625%
HK$22,375
+HK$1,284/mo
Deposit HK$1.87M · loan HK$4.35M · min. income ≈ HK$42,182/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,079
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,672
−HK$600/mo
Today · 4.125%
HK$23,272
baseline
▲ 0.50% · 4.625%
HK$24,499
+HK$1,227/mo
Deposit HK$1.87M · loan HK$4.35M · min. income ≈ HK$46,544/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$156,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,517
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,311
−HK$807/mo
Today · 4.125%
HK$27,118
baseline
▲ 0.50% · 4.625%
HK$28,768
+HK$1,650/mo
Deposit HK$622K · loan HK$5.60M · min. income ≈ HK$54,236/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$156,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,388
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,149
−HK$773/mo
Today · 4.125%
HK$29,922
baseline
▲ 0.50% · 4.625%
HK$31,499
+HK$1,577/mo
Deposit HK$622K · loan HK$5.60M · min. income ≈ HK$59,844/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$156,700 · Scale 2, in force from 26 Feb 2026)