LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,771
−HK$8,890/mo
▼ 0.25% · 3.875%
HK$146,181
−HK$4,480/mo
Today · 4.125%
HK$150,661
baseline
▲ 0.50% · 4.625%
HK$159,829
+HK$9,168/mo
Deposit HK$31.09M · loan HK$31.09M · min. income ≈ HK$301,322/mo (50% DSR)
Upfront cash ≈ HK$33.73M (deposit + AVD stamp duty HK$2,642,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,719
−HK$8,521/mo
▼ 0.25% · 3.875%
HK$161,949
−HK$4,291/mo
Today · 4.125%
HK$166,240
baseline
▲ 0.50% · 4.625%
HK$175,003
+HK$8,763/mo
Deposit HK$31.09M · loan HK$31.09M · min. income ≈ HK$332,480/mo (50% DSR)
Upfront cash ≈ HK$33.73M (deposit + AVD stamp duty HK$2,642,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,125
−HK$10,669/mo
▼ 0.25% · 3.875%
HK$175,417
−HK$5,377/mo
Today · 4.125%
HK$180,794
baseline
▲ 0.50% · 4.625%
HK$191,795
+HK$11,001/mo
Deposit HK$24.87M · loan HK$37.30M · min. income ≈ HK$361,588/mo (50% DSR)
Upfront cash ≈ HK$27.51M (deposit + AVD stamp duty HK$2,642,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,263
−HK$10,225/mo
▼ 0.25% · 3.875%
HK$194,339
−HK$5,149/mo
Today · 4.125%
HK$199,488
baseline
▲ 0.50% · 4.625%
HK$210,003
+HK$10,515/mo
Deposit HK$24.87M · loan HK$37.30M · min. income ≈ HK$398,976/mo (50% DSR)
Upfront cash ≈ HK$27.51M (deposit + AVD stamp duty HK$2,642,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,480
−HK$12,446/mo
▼ 0.25% · 3.875%
HK$204,654
−HK$6,272/mo
Today · 4.125%
HK$210,926
baseline
▲ 0.50% · 4.625%
HK$223,760
+HK$12,834/mo
Deposit HK$18.65M · loan HK$43.52M · min. income ≈ HK$421,852/mo (50% DSR)
Upfront cash ≈ HK$21.29M (deposit + AVD stamp duty HK$2,642,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,807
−HK$11,929/mo
▼ 0.25% · 3.875%
HK$226,729
−HK$6,007/mo
Today · 4.125%
HK$232,736
baseline
▲ 0.50% · 4.625%
HK$245,004
+HK$12,268/mo
Deposit HK$18.65M · loan HK$43.52M · min. income ≈ HK$465,472/mo (50% DSR)
Upfront cash ≈ HK$21.29M (deposit + AVD stamp duty HK$2,642,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,188
−HK$16,003/mo
▼ 0.25% · 3.875%
HK$263,126
−HK$8,065/mo
Today · 4.125%
HK$271,191
baseline
▲ 0.50% · 4.625%
HK$287,692
+HK$16,501/mo
Deposit HK$6.22M · loan HK$55.96M · min. income ≈ HK$542,382/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,642,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,894
−HK$15,338/mo
▼ 0.25% · 3.875%
HK$291,508
−HK$7,724/mo
Today · 4.125%
HK$299,232
baseline
▲ 0.50% · 4.625%
HK$315,005
+HK$15,773/mo
Deposit HK$6.22M · loan HK$55.96M · min. income ≈ HK$598,464/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,642,368 · Scale 2, in force from 26 Feb 2026)