LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,789
−HK$8,892/mo
▼ 0.25% · 3.875%
HK$146,200
−HK$4,481/mo
Today · 4.125%
HK$150,681
baseline
▲ 0.50% · 4.625%
HK$159,849
+HK$9,168/mo
Deposit HK$31.09M · loan HK$31.09M · min. income ≈ HK$301,362/mo (50% DSR)
Upfront cash ≈ HK$33.73M (deposit + AVD stamp duty HK$2,642,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,739
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$161,970
−HK$4,291/mo
Today · 4.125%
HK$166,261
baseline
▲ 0.50% · 4.625%
HK$175,025
+HK$8,764/mo
Deposit HK$31.09M · loan HK$31.09M · min. income ≈ HK$332,522/mo (50% DSR)
Upfront cash ≈ HK$33.73M (deposit + AVD stamp duty HK$2,642,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,147
−HK$10,670/mo
▼ 0.25% · 3.875%
HK$175,440
−HK$5,377/mo
Today · 4.125%
HK$180,817
baseline
▲ 0.50% · 4.625%
HK$191,819
+HK$11,002/mo
Deposit HK$24.87M · loan HK$37.31M · min. income ≈ HK$361,634/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,642,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,287
−HK$10,227/mo
▼ 0.25% · 3.875%
HK$194,364
−HK$5,150/mo
Today · 4.125%
HK$199,514
baseline
▲ 0.50% · 4.625%
HK$210,030
+HK$10,516/mo
Deposit HK$24.87M · loan HK$37.31M · min. income ≈ HK$399,028/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,642,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,505
−HK$12,448/mo
▼ 0.25% · 3.875%
HK$204,680
−HK$6,273/mo
Today · 4.125%
HK$210,953
baseline
▲ 0.50% · 4.625%
HK$223,789
+HK$12,836/mo
Deposit HK$18.65M · loan HK$43.53M · min. income ≈ HK$421,906/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,642,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,835
−HK$11,931/mo
▼ 0.25% · 3.875%
HK$226,758
−HK$6,008/mo
Today · 4.125%
HK$232,766
baseline
▲ 0.50% · 4.625%
HK$245,035
+HK$12,269/mo
Deposit HK$18.65M · loan HK$43.53M · min. income ≈ HK$465,532/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,642,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,221
−HK$16,004/mo
▼ 0.25% · 3.875%
HK$263,160
−HK$8,065/mo
Today · 4.125%
HK$271,225
baseline
▲ 0.50% · 4.625%
HK$287,729
+HK$16,504/mo
Deposit HK$6.22M · loan HK$55.96M · min. income ≈ HK$542,450/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,642,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,931
−HK$15,339/mo
▼ 0.25% · 3.875%
HK$291,545
−HK$7,725/mo
Today · 4.125%
HK$299,270
baseline
▲ 0.50% · 4.625%
HK$315,045
+HK$15,775/mo
Deposit HK$6.22M · loan HK$55.96M · min. income ≈ HK$598,540/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,642,706 · Scale 2, in force from 26 Feb 2026)