LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,794
−HK$8,892/mo
▼ 0.25% · 3.875%
HK$146,205
−HK$4,481/mo
Today · 4.125%
HK$150,686
baseline
▲ 0.50% · 4.625%
HK$159,855
+HK$9,169/mo
Deposit HK$31.09M · loan HK$31.09M · min. income ≈ HK$301,372/mo (50% DSR)
Upfront cash ≈ HK$33.73M (deposit + AVD stamp duty HK$2,642,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,745
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$161,976
−HK$4,291/mo
Today · 4.125%
HK$166,267
baseline
▲ 0.50% · 4.625%
HK$175,032
+HK$8,765/mo
Deposit HK$31.09M · loan HK$31.09M · min. income ≈ HK$332,534/mo (50% DSR)
Upfront cash ≈ HK$33.73M (deposit + AVD stamp duty HK$2,642,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,153
−HK$10,670/mo
▼ 0.25% · 3.875%
HK$175,446
−HK$5,377/mo
Today · 4.125%
HK$180,823
baseline
▲ 0.50% · 4.625%
HK$191,826
+HK$11,003/mo
Deposit HK$24.87M · loan HK$37.31M · min. income ≈ HK$361,646/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,642,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,294
−HK$10,227/mo
▼ 0.25% · 3.875%
HK$194,371
−HK$5,150/mo
Today · 4.125%
HK$199,521
baseline
▲ 0.50% · 4.625%
HK$210,038
+HK$10,517/mo
Deposit HK$24.87M · loan HK$37.31M · min. income ≈ HK$399,042/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,642,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,512
−HK$12,449/mo
▼ 0.25% · 3.875%
HK$204,687
−HK$6,274/mo
Today · 4.125%
HK$210,961
baseline
▲ 0.50% · 4.625%
HK$223,797
+HK$12,836/mo
Deposit HK$18.66M · loan HK$43.53M · min. income ≈ HK$421,922/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,642,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,843
−HK$11,931/mo
▼ 0.25% · 3.875%
HK$226,766
−HK$6,008/mo
Today · 4.125%
HK$232,774
baseline
▲ 0.50% · 4.625%
HK$245,044
+HK$12,270/mo
Deposit HK$18.66M · loan HK$43.53M · min. income ≈ HK$465,548/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,642,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,230
−HK$16,005/mo
▼ 0.25% · 3.875%
HK$263,169
−HK$8,066/mo
Today · 4.125%
HK$271,235
baseline
▲ 0.50% · 4.625%
HK$287,739
+HK$16,504/mo
Deposit HK$6.22M · loan HK$55.97M · min. income ≈ HK$542,470/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,642,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,941
−HK$15,340/mo
▼ 0.25% · 3.875%
HK$291,556
−HK$7,725/mo
Today · 4.125%
HK$299,281
baseline
▲ 0.50% · 4.625%
HK$315,057
+HK$15,776/mo
Deposit HK$6.22M · loan HK$55.97M · min. income ≈ HK$598,562/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,642,801 · Scale 2, in force from 26 Feb 2026)