LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,803
−HK$8,892/mo
▼ 0.25% · 3.875%
HK$146,214
−HK$4,481/mo
Today · 4.125%
HK$150,695
baseline
▲ 0.50% · 4.625%
HK$159,865
+HK$9,170/mo
Deposit HK$31.09M · loan HK$31.09M · min. income ≈ HK$301,390/mo (50% DSR)
Upfront cash ≈ HK$33.74M (deposit + AVD stamp duty HK$2,642,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,754
−HK$8,523/mo
▼ 0.25% · 3.875%
HK$161,985
−HK$4,292/mo
Today · 4.125%
HK$166,277
baseline
▲ 0.50% · 4.625%
HK$175,042
+HK$8,765/mo
Deposit HK$31.09M · loan HK$31.09M · min. income ≈ HK$332,554/mo (50% DSR)
Upfront cash ≈ HK$33.74M (deposit + AVD stamp duty HK$2,642,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,163
−HK$10,671/mo
▼ 0.25% · 3.875%
HK$175,457
−HK$5,377/mo
Today · 4.125%
HK$180,834
baseline
▲ 0.50% · 4.625%
HK$191,838
+HK$11,004/mo
Deposit HK$24.87M · loan HK$37.31M · min. income ≈ HK$361,668/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,642,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,305
−HK$10,228/mo
▼ 0.25% · 3.875%
HK$194,382
−HK$5,151/mo
Today · 4.125%
HK$199,533
baseline
▲ 0.50% · 4.625%
HK$210,050
+HK$10,517/mo
Deposit HK$24.87M · loan HK$37.31M · min. income ≈ HK$399,066/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,642,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,524
−HK$12,449/mo
▼ 0.25% · 3.875%
HK$204,699
−HK$6,274/mo
Today · 4.125%
HK$210,973
baseline
▲ 0.50% · 4.625%
HK$223,810
+HK$12,837/mo
Deposit HK$18.66M · loan HK$43.53M · min. income ≈ HK$421,946/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,642,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,856
−HK$11,932/mo
▼ 0.25% · 3.875%
HK$226,779
−HK$6,009/mo
Today · 4.125%
HK$232,788
baseline
▲ 0.50% · 4.625%
HK$245,059
+HK$12,271/mo
Deposit HK$18.66M · loan HK$43.53M · min. income ≈ HK$465,576/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,642,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,245
−HK$16,006/mo
▼ 0.25% · 3.875%
HK$263,185
−HK$8,066/mo
Today · 4.125%
HK$271,251
baseline
▲ 0.50% · 4.625%
HK$287,756
+HK$16,505/mo
Deposit HK$6.22M · loan HK$55.97M · min. income ≈ HK$542,502/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,642,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,958
−HK$15,341/mo
▼ 0.25% · 3.875%
HK$291,573
−HK$7,726/mo
Today · 4.125%
HK$299,299
baseline
▲ 0.50% · 4.625%
HK$315,076
+HK$15,777/mo
Deposit HK$6.22M · loan HK$55.97M · min. income ≈ HK$598,598/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,642,959 · Scale 2, in force from 26 Feb 2026)