LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,821
−HK$8,893/mo
▼ 0.25% · 3.875%
HK$146,232
−HK$4,482/mo
Today · 4.125%
HK$150,714
baseline
▲ 0.50% · 4.625%
HK$159,885
+HK$9,171/mo
Deposit HK$31.10M · loan HK$31.10M · min. income ≈ HK$301,428/mo (50% DSR)
Upfront cash ≈ HK$33.74M (deposit + AVD stamp duty HK$2,643,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,774
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$162,006
−HK$4,292/mo
Today · 4.125%
HK$166,298
baseline
▲ 0.50% · 4.625%
HK$175,064
+HK$8,766/mo
Deposit HK$31.10M · loan HK$31.10M · min. income ≈ HK$332,596/mo (50% DSR)
Upfront cash ≈ HK$33.74M (deposit + AVD stamp duty HK$2,643,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,185
−HK$10,672/mo
▼ 0.25% · 3.875%
HK$175,479
−HK$5,378/mo
Today · 4.125%
HK$180,857
baseline
▲ 0.50% · 4.625%
HK$191,862
+HK$11,005/mo
Deposit HK$24.88M · loan HK$37.32M · min. income ≈ HK$361,714/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,643,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,329
−HK$10,229/mo
▼ 0.25% · 3.875%
HK$194,407
−HK$5,151/mo
Today · 4.125%
HK$199,558
baseline
▲ 0.50% · 4.625%
HK$210,077
+HK$10,519/mo
Deposit HK$24.88M · loan HK$37.32M · min. income ≈ HK$399,116/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,643,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,549
−HK$12,451/mo
▼ 0.25% · 3.875%
HK$204,725
−HK$6,275/mo
Today · 4.125%
HK$211,000
baseline
▲ 0.50% · 4.625%
HK$223,839
+HK$12,839/mo
Deposit HK$18.66M · loan HK$43.54M · min. income ≈ HK$422,000/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,643,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,884
−HK$11,934/mo
▼ 0.25% · 3.875%
HK$226,808
−HK$6,010/mo
Today · 4.125%
HK$232,818
baseline
▲ 0.50% · 4.625%
HK$245,090
+HK$12,272/mo
Deposit HK$18.66M · loan HK$43.54M · min. income ≈ HK$465,636/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,643,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,278
−HK$16,008/mo
▼ 0.25% · 3.875%
HK$263,218
−HK$8,068/mo
Today · 4.125%
HK$271,286
baseline
▲ 0.50% · 4.625%
HK$287,793
+HK$16,507/mo
Deposit HK$6.22M · loan HK$55.98M · min. income ≈ HK$542,572/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,643,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,994
−HK$15,343/mo
▼ 0.25% · 3.875%
HK$291,610
−HK$7,727/mo
Today · 4.125%
HK$299,337
baseline
▲ 0.50% · 4.625%
HK$315,116
+HK$15,779/mo
Deposit HK$6.22M · loan HK$55.98M · min. income ≈ HK$598,674/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,643,295 · Scale 2, in force from 26 Feb 2026)