LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,826
−HK$8,894/mo
▼ 0.25% · 3.875%
HK$146,238
−HK$4,482/mo
Today · 4.125%
HK$150,720
baseline
▲ 0.50% · 4.625%
HK$159,891
+HK$9,171/mo
Deposit HK$31.10M · loan HK$31.10M · min. income ≈ HK$301,440/mo (50% DSR)
Upfront cash ≈ HK$33.74M (deposit + AVD stamp duty HK$2,643,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,780
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$162,012
−HK$4,292/mo
Today · 4.125%
HK$166,304
baseline
▲ 0.50% · 4.625%
HK$175,071
+HK$8,767/mo
Deposit HK$31.10M · loan HK$31.10M · min. income ≈ HK$332,608/mo (50% DSR)
Upfront cash ≈ HK$33.74M (deposit + AVD stamp duty HK$2,643,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,191
−HK$10,673/mo
▼ 0.25% · 3.875%
HK$175,485
−HK$5,379/mo
Today · 4.125%
HK$180,864
baseline
▲ 0.50% · 4.625%
HK$191,869
+HK$11,005/mo
Deposit HK$24.88M · loan HK$37.32M · min. income ≈ HK$361,728/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,643,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,336
−HK$10,229/mo
▼ 0.25% · 3.875%
HK$194,414
−HK$5,151/mo
Today · 4.125%
HK$199,565
baseline
▲ 0.50% · 4.625%
HK$210,085
+HK$10,520/mo
Deposit HK$24.88M · loan HK$37.32M · min. income ≈ HK$399,130/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$2,643,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,557
−HK$12,451/mo
▼ 0.25% · 3.875%
HK$204,733
−HK$6,275/mo
Today · 4.125%
HK$211,008
baseline
▲ 0.50% · 4.625%
HK$223,847
+HK$12,839/mo
Deposit HK$18.66M · loan HK$43.54M · min. income ≈ HK$422,016/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,643,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,892
−HK$11,934/mo
▼ 0.25% · 3.875%
HK$226,816
−HK$6,010/mo
Today · 4.125%
HK$232,826
baseline
▲ 0.50% · 4.625%
HK$245,099
+HK$12,273/mo
Deposit HK$18.66M · loan HK$43.54M · min. income ≈ HK$465,652/mo (50% DSR)
Upfront cash ≈ HK$21.30M (deposit + AVD stamp duty HK$2,643,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,287
−HK$16,009/mo
▼ 0.25% · 3.875%
HK$263,228
−HK$8,068/mo
Today · 4.125%
HK$271,296
baseline
▲ 0.50% · 4.625%
HK$287,803
+HK$16,507/mo
Deposit HK$6.22M · loan HK$55.98M · min. income ≈ HK$542,592/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,643,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,004
−HK$15,344/mo
▼ 0.25% · 3.875%
HK$291,621
−HK$7,727/mo
Today · 4.125%
HK$299,348
baseline
▲ 0.50% · 4.625%
HK$315,127
+HK$15,779/mo
Deposit HK$6.22M · loan HK$55.98M · min. income ≈ HK$598,696/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$2,643,391 · Scale 2, in force from 26 Feb 2026)