LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,186
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,628
−HK$448/mo
Today · 4.125%
HK$15,076
baseline
▲ 0.50% · 4.625%
HK$15,993
+HK$917/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,152/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$157,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,782
−HK$853/mo
▼ 0.25% · 3.875%
HK$16,205
−HK$430/mo
Today · 4.125%
HK$16,635
baseline
▲ 0.50% · 4.625%
HK$17,512
+HK$877/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,270/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$157,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,023
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,553
−HK$538/mo
Today · 4.125%
HK$18,091
baseline
▲ 0.50% · 4.625%
HK$19,192
+HK$1,101/mo
Deposit HK$2.49M · loan HK$3.73M · min. income ≈ HK$36,182/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$157,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,938
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,446
−HK$516/mo
Today · 4.125%
HK$19,962
baseline
▲ 0.50% · 4.625%
HK$21,014
+HK$1,052/mo
Deposit HK$2.49M · loan HK$3.73M · min. income ≈ HK$39,924/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$157,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,861
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,479
−HK$627/mo
Today · 4.125%
HK$21,106
baseline
▲ 0.50% · 4.625%
HK$22,390
+HK$1,284/mo
Deposit HK$1.87M · loan HK$4.35M · min. income ≈ HK$42,212/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$157,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,095
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,687
−HK$602/mo
Today · 4.125%
HK$23,289
baseline
▲ 0.50% · 4.625%
HK$24,516
+HK$1,227/mo
Deposit HK$1.87M · loan HK$4.35M · min. income ≈ HK$46,578/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$157,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,535
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,330
−HK$807/mo
Today · 4.125%
HK$27,137
baseline
▲ 0.50% · 4.625%
HK$28,788
+HK$1,651/mo
Deposit HK$622K · loan HK$5.60M · min. income ≈ HK$54,274/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$157,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,408
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,170
−HK$772/mo
Today · 4.125%
HK$29,942
baseline
▲ 0.50% · 4.625%
HK$31,521
+HK$1,579/mo
Deposit HK$622K · loan HK$5.60M · min. income ≈ HK$59,884/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$157,134 · Scale 2, in force from 26 Feb 2026)