LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,868
−HK$8,896/mo
▼ 0.25% · 3.875%
HK$146,281
−HK$4,483/mo
Today · 4.125%
HK$150,764
baseline
▲ 0.50% · 4.625%
HK$159,938
+HK$9,174/mo
Deposit HK$31.11M · loan HK$31.11M · min. income ≈ HK$301,528/mo (50% DSR)
Upfront cash ≈ HK$33.75M (deposit + AVD stamp duty HK$2,644,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,827
−HK$8,527/mo
▼ 0.25% · 3.875%
HK$162,060
−HK$4,294/mo
Today · 4.125%
HK$166,354
baseline
▲ 0.50% · 4.625%
HK$175,122
+HK$8,768/mo
Deposit HK$31.11M · loan HK$31.11M · min. income ≈ HK$332,708/mo (50% DSR)
Upfront cash ≈ HK$33.75M (deposit + AVD stamp duty HK$2,644,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,242
−HK$10,675/mo
▼ 0.25% · 3.875%
HK$175,537
−HK$5,380/mo
Today · 4.125%
HK$180,917
baseline
▲ 0.50% · 4.625%
HK$191,926
+HK$11,009/mo
Deposit HK$24.89M · loan HK$37.33M · min. income ≈ HK$361,834/mo (50% DSR)
Upfront cash ≈ HK$27.53M (deposit + AVD stamp duty HK$2,644,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,392
−HK$10,232/mo
▼ 0.25% · 3.875%
HK$194,472
−HK$5,152/mo
Today · 4.125%
HK$199,624
baseline
▲ 0.50% · 4.625%
HK$210,147
+HK$10,523/mo
Deposit HK$24.89M · loan HK$37.33M · min. income ≈ HK$399,248/mo (50% DSR)
Upfront cash ≈ HK$27.53M (deposit + AVD stamp duty HK$2,644,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,615
−HK$12,455/mo
▼ 0.25% · 3.875%
HK$204,793
−HK$6,277/mo
Today · 4.125%
HK$211,070
baseline
▲ 0.50% · 4.625%
HK$223,913
+HK$12,843/mo
Deposit HK$18.66M · loan HK$43.55M · min. income ≈ HK$422,140/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$2,644,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,957
−HK$11,938/mo
▼ 0.25% · 3.875%
HK$226,883
−HK$6,012/mo
Today · 4.125%
HK$232,895
baseline
▲ 0.50% · 4.625%
HK$245,171
+HK$12,276/mo
Deposit HK$18.66M · loan HK$43.55M · min. income ≈ HK$465,790/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$2,644,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,362
−HK$16,014/mo
▼ 0.25% · 3.875%
HK$263,306
−HK$8,070/mo
Today · 4.125%
HK$271,376
baseline
▲ 0.50% · 4.625%
HK$287,889
+HK$16,513/mo
Deposit HK$6.22M · loan HK$55.99M · min. income ≈ HK$542,752/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$2,644,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,088
−HK$15,349/mo
▼ 0.25% · 3.875%
HK$291,707
−HK$7,730/mo
Today · 4.125%
HK$299,437
baseline
▲ 0.50% · 4.625%
HK$315,220
+HK$15,783/mo
Deposit HK$6.22M · loan HK$55.99M · min. income ≈ HK$598,874/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$2,644,173 · Scale 2, in force from 26 Feb 2026)