LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,189
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,630
−HK$449/mo
Today · 4.125%
HK$15,079
baseline
▲ 0.50% · 4.625%
HK$15,996
+HK$917/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,158/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$157,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,785
−HK$853/mo
▼ 0.25% · 3.875%
HK$16,208
−HK$430/mo
Today · 4.125%
HK$16,638
baseline
▲ 0.50% · 4.625%
HK$17,515
+HK$877/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,276/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$157,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,027
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$17,556
−HK$538/mo
Today · 4.125%
HK$18,094
baseline
▲ 0.50% · 4.625%
HK$19,195
+HK$1,101/mo
Deposit HK$2.49M · loan HK$3.73M · min. income ≈ HK$36,188/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$157,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,942
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,450
−HK$515/mo
Today · 4.125%
HK$19,965
baseline
▲ 0.50% · 4.625%
HK$21,018
+HK$1,053/mo
Deposit HK$2.49M · loan HK$3.73M · min. income ≈ HK$39,930/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$157,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,864
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,482
−HK$628/mo
Today · 4.125%
HK$21,110
baseline
▲ 0.50% · 4.625%
HK$22,394
+HK$1,284/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$42,220/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$157,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,099
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,691
−HK$602/mo
Today · 4.125%
HK$23,293
baseline
▲ 0.50% · 4.625%
HK$24,521
+HK$1,228/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$46,586/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$157,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,540
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,334
−HK$807/mo
Today · 4.125%
HK$27,141
baseline
▲ 0.50% · 4.625%
HK$28,793
+HK$1,652/mo
Deposit HK$622K · loan HK$5.60M · min. income ≈ HK$54,282/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$157,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,413
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,175
−HK$773/mo
Today · 4.125%
HK$29,948
baseline
▲ 0.50% · 4.625%
HK$31,526
+HK$1,578/mo
Deposit HK$622K · loan HK$5.60M · min. income ≈ HK$59,896/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$157,245 · Scale 2, in force from 26 Feb 2026)