LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,193
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,635
−HK$448/mo
Today · 4.125%
HK$15,083
baseline
▲ 0.50% · 4.625%
HK$16,001
+HK$918/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,166/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$157,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,790
−HK$853/mo
▼ 0.25% · 3.875%
HK$16,214
−HK$429/mo
Today · 4.125%
HK$16,643
baseline
▲ 0.50% · 4.625%
HK$17,520
+HK$877/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,286/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$157,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,032
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,562
−HK$538/mo
Today · 4.125%
HK$18,100
baseline
▲ 0.50% · 4.625%
HK$19,202
+HK$1,102/mo
Deposit HK$2.49M · loan HK$3.73M · min. income ≈ HK$36,200/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$157,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,948
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,456
−HK$516/mo
Today · 4.125%
HK$19,972
baseline
▲ 0.50% · 4.625%
HK$21,025
+HK$1,053/mo
Deposit HK$2.49M · loan HK$3.73M · min. income ≈ HK$39,944/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$157,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,871
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,489
−HK$628/mo
Today · 4.125%
HK$21,117
baseline
▲ 0.50% · 4.625%
HK$22,402
+HK$1,285/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$42,234/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$157,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,106
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,699
−HK$601/mo
Today · 4.125%
HK$23,300
baseline
▲ 0.50% · 4.625%
HK$24,529
+HK$1,229/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$46,600/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$157,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,548
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,343
−HK$807/mo
Today · 4.125%
HK$27,150
baseline
▲ 0.50% · 4.625%
HK$28,802
+HK$1,652/mo
Deposit HK$622K · loan HK$5.60M · min. income ≈ HK$54,300/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$157,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,422
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,184
−HK$774/mo
Today · 4.125%
HK$29,958
baseline
▲ 0.50% · 4.625%
HK$31,537
+HK$1,579/mo
Deposit HK$622K · loan HK$5.60M · min. income ≈ HK$59,916/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$157,449 · Scale 2, in force from 26 Feb 2026)