LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,197
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,639
−HK$449/mo
Today · 4.125%
HK$15,088
baseline
▲ 0.50% · 4.625%
HK$16,006
+HK$918/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,176/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$157,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,794
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,218
−HK$430/mo
Today · 4.125%
HK$16,648
baseline
▲ 0.50% · 4.625%
HK$17,525
+HK$877/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,296/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$157,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,037
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,567
−HK$538/mo
Today · 4.125%
HK$18,105
baseline
▲ 0.50% · 4.625%
HK$19,207
+HK$1,102/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$36,210/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$157,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,953
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,461
−HK$516/mo
Today · 4.125%
HK$19,977
baseline
▲ 0.50% · 4.625%
HK$21,030
+HK$1,053/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$39,954/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$157,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,876
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,494
−HK$629/mo
Today · 4.125%
HK$21,123
baseline
▲ 0.50% · 4.625%
HK$22,408
+HK$1,285/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$42,246/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$157,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,112
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,705
−HK$602/mo
Today · 4.125%
HK$23,307
baseline
▲ 0.50% · 4.625%
HK$24,535
+HK$1,228/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$46,614/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$157,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,555
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,350
−HK$808/mo
Today · 4.125%
HK$27,158
baseline
▲ 0.50% · 4.625%
HK$28,810
+HK$1,652/mo
Deposit HK$623K · loan HK$5.60M · min. income ≈ HK$54,316/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$157,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,430
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,192
−HK$774/mo
Today · 4.125%
HK$29,966
baseline
▲ 0.50% · 4.625%
HK$31,545
+HK$1,579/mo
Deposit HK$623K · loan HK$5.60M · min. income ≈ HK$59,932/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$157,617 · Scale 2, in force from 26 Feb 2026)