LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,198
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,639
−HK$449/mo
Today · 4.125%
HK$15,088
baseline
▲ 0.50% · 4.625%
HK$16,006
+HK$918/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,176/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$157,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,795
−HK$853/mo
▼ 0.25% · 3.875%
HK$16,219
−HK$429/mo
Today · 4.125%
HK$16,648
baseline
▲ 0.50% · 4.625%
HK$17,526
+HK$878/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,296/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$157,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,037
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,567
−HK$539/mo
Today · 4.125%
HK$18,106
baseline
▲ 0.50% · 4.625%
HK$19,208
+HK$1,102/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$36,212/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$157,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,954
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,462
−HK$516/mo
Today · 4.125%
HK$19,978
baseline
▲ 0.50% · 4.625%
HK$21,031
+HK$1,053/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$39,956/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$157,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,877
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,495
−HK$628/mo
Today · 4.125%
HK$21,123
baseline
▲ 0.50% · 4.625%
HK$22,409
+HK$1,286/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$42,246/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$157,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,113
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,706
−HK$602/mo
Today · 4.125%
HK$23,308
baseline
▲ 0.50% · 4.625%
HK$24,536
+HK$1,228/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$46,616/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$157,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,556
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,351
−HK$808/mo
Today · 4.125%
HK$27,159
baseline
▲ 0.50% · 4.625%
HK$28,811
+HK$1,652/mo
Deposit HK$623K · loan HK$5.60M · min. income ≈ HK$54,318/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$157,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,431
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,193
−HK$774/mo
Today · 4.125%
HK$29,967
baseline
▲ 0.50% · 4.625%
HK$31,547
+HK$1,580/mo
Deposit HK$623K · loan HK$5.60M · min. income ≈ HK$59,934/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$157,643 · Scale 2, in force from 26 Feb 2026)