LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,984
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$146,401
−HK$4,487/mo
Today · 4.125%
HK$150,888
baseline
▲ 0.50% · 4.625%
HK$160,069
+HK$9,181/mo
Deposit HK$31.13M · loan HK$31.13M · min. income ≈ HK$301,776/mo (50% DSR)
Upfront cash ≈ HK$33.78M (deposit + AVD stamp duty HK$2,646,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,956
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$162,192
−HK$4,298/mo
Today · 4.125%
HK$166,490
baseline
▲ 0.50% · 4.625%
HK$175,266
+HK$8,776/mo
Deposit HK$31.13M · loan HK$31.13M · min. income ≈ HK$332,980/mo (50% DSR)
Upfront cash ≈ HK$33.78M (deposit + AVD stamp duty HK$2,646,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,381
−HK$10,684/mo
▼ 0.25% · 3.875%
HK$175,681
−HK$5,384/mo
Today · 4.125%
HK$181,065
baseline
▲ 0.50% · 4.625%
HK$192,083
+HK$11,018/mo
Deposit HK$24.91M · loan HK$37.36M · min. income ≈ HK$362,130/mo (50% DSR)
Upfront cash ≈ HK$27.55M (deposit + AVD stamp duty HK$2,646,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,547
−HK$10,241/mo
▼ 0.25% · 3.875%
HK$194,630
−HK$5,158/mo
Today · 4.125%
HK$199,788
baseline
▲ 0.50% · 4.625%
HK$210,319
+HK$10,531/mo
Deposit HK$24.91M · loan HK$37.36M · min. income ≈ HK$399,576/mo (50% DSR)
Upfront cash ≈ HK$27.55M (deposit + AVD stamp duty HK$2,646,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,778
−HK$12,465/mo
▼ 0.25% · 3.875%
HK$204,961
−HK$6,282/mo
Today · 4.125%
HK$211,243
baseline
▲ 0.50% · 4.625%
HK$224,096
+HK$12,853/mo
Deposit HK$18.68M · loan HK$43.59M · min. income ≈ HK$422,486/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,646,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,138
−HK$11,947/mo
▼ 0.25% · 3.875%
HK$227,069
−HK$6,016/mo
Today · 4.125%
HK$233,085
baseline
▲ 0.50% · 4.625%
HK$245,372
+HK$12,287/mo
Deposit HK$18.68M · loan HK$43.59M · min. income ≈ HK$466,170/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,646,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,571
−HK$16,027/mo
▼ 0.25% · 3.875%
HK$263,521
−HK$8,077/mo
Today · 4.125%
HK$271,598
baseline
▲ 0.50% · 4.625%
HK$288,124
+HK$16,526/mo
Deposit HK$6.23M · loan HK$56.04M · min. income ≈ HK$543,196/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$2,646,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,320
−HK$15,361/mo
▼ 0.25% · 3.875%
HK$291,946
−HK$7,735/mo
Today · 4.125%
HK$299,681
baseline
▲ 0.50% · 4.625%
HK$315,478
+HK$15,797/mo
Deposit HK$6.23M · loan HK$56.04M · min. income ≈ HK$599,362/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$2,646,334 · Scale 2, in force from 26 Feb 2026)