LTV · monthly repayment
▼ 0.50% · 3.625%
HK$141,987
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$146,404
−HK$4,487/mo
Today · 4.125%
HK$150,891
baseline
▲ 0.50% · 4.625%
HK$160,073
+HK$9,182/mo
Deposit HK$31.13M · loan HK$31.13M · min. income ≈ HK$301,782/mo (50% DSR)
Upfront cash ≈ HK$33.78M (deposit + AVD stamp duty HK$2,646,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,960
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$162,196
−HK$4,298/mo
Today · 4.125%
HK$166,494
baseline
▲ 0.50% · 4.625%
HK$175,270
+HK$8,776/mo
Deposit HK$31.13M · loan HK$31.13M · min. income ≈ HK$332,988/mo (50% DSR)
Upfront cash ≈ HK$33.78M (deposit + AVD stamp duty HK$2,646,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,385
−HK$10,684/mo
▼ 0.25% · 3.875%
HK$175,685
−HK$5,384/mo
Today · 4.125%
HK$181,069
baseline
▲ 0.50% · 4.625%
HK$192,087
+HK$11,018/mo
Deposit HK$24.91M · loan HK$37.36M · min. income ≈ HK$362,138/mo (50% DSR)
Upfront cash ≈ HK$27.55M (deposit + AVD stamp duty HK$2,646,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,551
−HK$10,241/mo
▼ 0.25% · 3.875%
HK$194,635
−HK$5,157/mo
Today · 4.125%
HK$199,792
baseline
▲ 0.50% · 4.625%
HK$210,324
+HK$10,532/mo
Deposit HK$24.91M · loan HK$37.36M · min. income ≈ HK$399,584/mo (50% DSR)
Upfront cash ≈ HK$27.55M (deposit + AVD stamp duty HK$2,646,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,782
−HK$12,466/mo
▼ 0.25% · 3.875%
HK$204,966
−HK$6,282/mo
Today · 4.125%
HK$211,248
baseline
▲ 0.50% · 4.625%
HK$224,102
+HK$12,854/mo
Deposit HK$18.68M · loan HK$43.59M · min. income ≈ HK$422,496/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,646,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,143
−HK$11,948/mo
▼ 0.25% · 3.875%
HK$227,074
−HK$6,017/mo
Today · 4.125%
HK$233,091
baseline
▲ 0.50% · 4.625%
HK$245,378
+HK$12,287/mo
Deposit HK$18.68M · loan HK$43.59M · min. income ≈ HK$466,182/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,646,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,577
−HK$16,027/mo
▼ 0.25% · 3.875%
HK$263,527
−HK$8,077/mo
Today · 4.125%
HK$271,604
baseline
▲ 0.50% · 4.625%
HK$288,131
+HK$16,527/mo
Deposit HK$6.23M · loan HK$56.04M · min. income ≈ HK$543,208/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$2,646,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,327
−HK$15,361/mo
▼ 0.25% · 3.875%
HK$291,953
−HK$7,735/mo
Today · 4.125%
HK$299,688
baseline
▲ 0.50% · 4.625%
HK$315,485
+HK$15,797/mo
Deposit HK$6.23M · loan HK$56.04M · min. income ≈ HK$599,376/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$2,646,397 · Scale 2, in force from 26 Feb 2026)