LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,001
−HK$8,905/mo
▼ 0.25% · 3.875%
HK$146,418
−HK$4,488/mo
Today · 4.125%
HK$150,906
baseline
▲ 0.50% · 4.625%
HK$160,088
+HK$9,182/mo
Deposit HK$31.14M · loan HK$31.14M · min. income ≈ HK$301,812/mo (50% DSR)
Upfront cash ≈ HK$33.78M (deposit + AVD stamp duty HK$2,646,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,974
−HK$8,535/mo
▼ 0.25% · 3.875%
HK$162,211
−HK$4,298/mo
Today · 4.125%
HK$166,509
baseline
▲ 0.50% · 4.625%
HK$175,286
+HK$8,777/mo
Deposit HK$31.14M · loan HK$31.14M · min. income ≈ HK$333,018/mo (50% DSR)
Upfront cash ≈ HK$33.78M (deposit + AVD stamp duty HK$2,646,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,401
−HK$10,686/mo
▼ 0.25% · 3.875%
HK$175,701
−HK$5,386/mo
Today · 4.125%
HK$181,087
baseline
▲ 0.50% · 4.625%
HK$192,105
+HK$11,018/mo
Deposit HK$24.91M · loan HK$37.36M · min. income ≈ HK$362,174/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$2,646,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,569
−HK$10,242/mo
▼ 0.25% · 3.875%
HK$194,654
−HK$5,157/mo
Today · 4.125%
HK$199,811
baseline
▲ 0.50% · 4.625%
HK$210,344
+HK$10,533/mo
Deposit HK$24.91M · loan HK$37.36M · min. income ≈ HK$399,622/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$2,646,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,801
−HK$12,467/mo
▼ 0.25% · 3.875%
HK$204,985
−HK$6,283/mo
Today · 4.125%
HK$211,268
baseline
▲ 0.50% · 4.625%
HK$224,123
+HK$12,855/mo
Deposit HK$18.68M · loan HK$43.59M · min. income ≈ HK$422,536/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,646,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,164
−HK$11,949/mo
▼ 0.25% · 3.875%
HK$227,096
−HK$6,017/mo
Today · 4.125%
HK$233,113
baseline
▲ 0.50% · 4.625%
HK$245,401
+HK$12,288/mo
Deposit HK$18.68M · loan HK$43.59M · min. income ≈ HK$466,226/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,646,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,601
−HK$16,029/mo
▼ 0.25% · 3.875%
HK$263,552
−HK$8,078/mo
Today · 4.125%
HK$271,630
baseline
▲ 0.50% · 4.625%
HK$288,158
+HK$16,528/mo
Deposit HK$6.23M · loan HK$56.05M · min. income ≈ HK$543,260/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$2,646,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,354
−HK$15,363/mo
▼ 0.25% · 3.875%
HK$291,980
−HK$7,737/mo
Today · 4.125%
HK$299,717
baseline
▲ 0.50% · 4.625%
HK$315,515
+HK$15,798/mo
Deposit HK$6.23M · loan HK$56.05M · min. income ≈ HK$599,434/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$2,646,648 · Scale 2, in force from 26 Feb 2026)