LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,005
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$146,422
−HK$4,487/mo
Today · 4.125%
HK$150,909
baseline
▲ 0.50% · 4.625%
HK$160,092
+HK$9,183/mo
Deposit HK$31.14M · loan HK$31.14M · min. income ≈ HK$301,818/mo (50% DSR)
Upfront cash ≈ HK$33.78M (deposit + AVD stamp duty HK$2,646,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,979
−HK$8,535/mo
▼ 0.25% · 3.875%
HK$162,216
−HK$4,298/mo
Today · 4.125%
HK$166,514
baseline
▲ 0.50% · 4.625%
HK$175,291
+HK$8,777/mo
Deposit HK$31.14M · loan HK$31.14M · min. income ≈ HK$333,028/mo (50% DSR)
Upfront cash ≈ HK$33.78M (deposit + AVD stamp duty HK$2,646,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,405
−HK$10,686/mo
▼ 0.25% · 3.875%
HK$175,706
−HK$5,385/mo
Today · 4.125%
HK$181,091
baseline
▲ 0.50% · 4.625%
HK$192,110
+HK$11,019/mo
Deposit HK$24.91M · loan HK$37.37M · min. income ≈ HK$362,182/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$2,646,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,574
−HK$10,242/mo
▼ 0.25% · 3.875%
HK$194,659
−HK$5,157/mo
Today · 4.125%
HK$199,816
baseline
▲ 0.50% · 4.625%
HK$210,349
+HK$10,533/mo
Deposit HK$24.91M · loan HK$37.37M · min. income ≈ HK$399,632/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$2,646,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,806
−HK$12,467/mo
▼ 0.25% · 3.875%
HK$204,990
−HK$6,283/mo
Today · 4.125%
HK$211,273
baseline
▲ 0.50% · 4.625%
HK$224,129
+HK$12,856/mo
Deposit HK$18.68M · loan HK$43.59M · min. income ≈ HK$422,546/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,646,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,170
−HK$11,949/mo
▼ 0.25% · 3.875%
HK$227,102
−HK$6,017/mo
Today · 4.125%
HK$233,119
baseline
▲ 0.50% · 4.625%
HK$245,407
+HK$12,288/mo
Deposit HK$18.68M · loan HK$43.59M · min. income ≈ HK$466,238/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,646,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,608
−HK$16,029/mo
▼ 0.25% · 3.875%
HK$263,559
−HK$8,078/mo
Today · 4.125%
HK$271,637
baseline
▲ 0.50% · 4.625%
HK$288,165
+HK$16,528/mo
Deposit HK$6.23M · loan HK$56.05M · min. income ≈ HK$543,274/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$2,646,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,361
−HK$15,364/mo
▼ 0.25% · 3.875%
HK$291,988
−HK$7,737/mo
Today · 4.125%
HK$299,725
baseline
▲ 0.50% · 4.625%
HK$315,524
+HK$15,799/mo
Deposit HK$6.23M · loan HK$56.05M · min. income ≈ HK$599,450/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$2,646,717 · Scale 2, in force from 26 Feb 2026)