LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,200
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,642
−HK$449/mo
Today · 4.125%
HK$15,091
baseline
▲ 0.50% · 4.625%
HK$16,009
+HK$918/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$30,182/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$157,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,798
−HK$853/mo
▼ 0.25% · 3.875%
HK$16,222
−HK$429/mo
Today · 4.125%
HK$16,651
baseline
▲ 0.50% · 4.625%
HK$17,529
+HK$878/mo
Deposit HK$3.11M · loan HK$3.11M · min. income ≈ HK$33,302/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$157,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,041
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,571
−HK$538/mo
Today · 4.125%
HK$18,109
baseline
▲ 0.50% · 4.625%
HK$19,211
+HK$1,102/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$36,218/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$157,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,957
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,466
−HK$516/mo
Today · 4.125%
HK$19,982
baseline
▲ 0.50% · 4.625%
HK$21,035
+HK$1,053/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$39,964/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$157,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,881
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,499
−HK$628/mo
Today · 4.125%
HK$21,127
baseline
▲ 0.50% · 4.625%
HK$22,413
+HK$1,286/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$42,254/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$157,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,117
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,710
−HK$602/mo
Today · 4.125%
HK$23,312
baseline
▲ 0.50% · 4.625%
HK$24,541
+HK$1,229/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$46,624/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$157,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,561
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,356
−HK$808/mo
Today · 4.125%
HK$27,164
baseline
▲ 0.50% · 4.625%
HK$28,817
+HK$1,653/mo
Deposit HK$623K · loan HK$5.60M · min. income ≈ HK$54,328/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$157,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,436
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,199
−HK$774/mo
Today · 4.125%
HK$29,973
baseline
▲ 0.50% · 4.625%
HK$31,552
+HK$1,579/mo
Deposit HK$623K · loan HK$5.60M · min. income ≈ HK$59,946/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$157,759 · Scale 2, in force from 26 Feb 2026)