LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,013
−HK$8,905/mo
▼ 0.25% · 3.875%
HK$146,430
−HK$4,488/mo
Today · 4.125%
HK$150,918
baseline
▲ 0.50% · 4.625%
HK$160,101
+HK$9,183/mo
Deposit HK$31.14M · loan HK$31.14M · min. income ≈ HK$301,836/mo (50% DSR)
Upfront cash ≈ HK$33.79M (deposit + AVD stamp duty HK$2,646,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,988
−HK$8,535/mo
▼ 0.25% · 3.875%
HK$162,225
−HK$4,298/mo
Today · 4.125%
HK$166,523
baseline
▲ 0.50% · 4.625%
HK$175,301
+HK$8,778/mo
Deposit HK$31.14M · loan HK$31.14M · min. income ≈ HK$333,046/mo (50% DSR)
Upfront cash ≈ HK$33.79M (deposit + AVD stamp duty HK$2,646,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,415
−HK$10,687/mo
▼ 0.25% · 3.875%
HK$175,716
−HK$5,386/mo
Today · 4.125%
HK$181,102
baseline
▲ 0.50% · 4.625%
HK$192,121
+HK$11,019/mo
Deposit HK$24.91M · loan HK$37.37M · min. income ≈ HK$362,204/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$2,646,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,585
−HK$10,243/mo
▼ 0.25% · 3.875%
HK$194,670
−HK$5,158/mo
Today · 4.125%
HK$199,828
baseline
▲ 0.50% · 4.625%
HK$210,361
+HK$10,533/mo
Deposit HK$24.91M · loan HK$37.37M · min. income ≈ HK$399,656/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$2,646,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,818
−HK$12,468/mo
▼ 0.25% · 3.875%
HK$205,002
−HK$6,284/mo
Today · 4.125%
HK$211,286
baseline
▲ 0.50% · 4.625%
HK$224,142
+HK$12,856/mo
Deposit HK$18.68M · loan HK$43.60M · min. income ≈ HK$422,572/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,646,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,183
−HK$11,950/mo
▼ 0.25% · 3.875%
HK$227,115
−HK$6,018/mo
Today · 4.125%
HK$233,133
baseline
▲ 0.50% · 4.625%
HK$245,421
+HK$12,288/mo
Deposit HK$18.68M · loan HK$43.60M · min. income ≈ HK$466,266/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,646,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,623
−HK$16,030/mo
▼ 0.25% · 3.875%
HK$263,574
−HK$8,079/mo
Today · 4.125%
HK$271,653
baseline
▲ 0.50% · 4.625%
HK$288,182
+HK$16,529/mo
Deposit HK$6.23M · loan HK$56.05M · min. income ≈ HK$543,306/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$2,646,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,378
−HK$15,364/mo
▼ 0.25% · 3.875%
HK$292,005
−HK$7,737/mo
Today · 4.125%
HK$299,742
baseline
▲ 0.50% · 4.625%
HK$315,542
+HK$15,800/mo
Deposit HK$6.23M · loan HK$56.05M · min. income ≈ HK$599,484/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$2,646,871 · Scale 2, in force from 26 Feb 2026)