LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,036
−HK$8,907/mo
▼ 0.25% · 3.875%
HK$146,454
−HK$4,489/mo
Today · 4.125%
HK$150,943
baseline
▲ 0.50% · 4.625%
HK$160,127
+HK$9,184/mo
Deposit HK$31.14M · loan HK$31.14M · min. income ≈ HK$301,886/mo (50% DSR)
Upfront cash ≈ HK$33.79M (deposit + AVD stamp duty HK$2,647,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,014
−HK$8,537/mo
▼ 0.25% · 3.875%
HK$162,251
−HK$4,300/mo
Today · 4.125%
HK$166,551
baseline
▲ 0.50% · 4.625%
HK$175,330
+HK$8,779/mo
Deposit HK$31.14M · loan HK$31.14M · min. income ≈ HK$333,102/mo (50% DSR)
Upfront cash ≈ HK$33.79M (deposit + AVD stamp duty HK$2,647,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,443
−HK$10,688/mo
▼ 0.25% · 3.875%
HK$175,745
−HK$5,386/mo
Today · 4.125%
HK$181,131
baseline
▲ 0.50% · 4.625%
HK$192,153
+HK$11,022/mo
Deposit HK$24.92M · loan HK$37.37M · min. income ≈ HK$362,262/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$2,647,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,616
−HK$10,245/mo
▼ 0.25% · 3.875%
HK$194,702
−HK$5,159/mo
Today · 4.125%
HK$199,861
baseline
▲ 0.50% · 4.625%
HK$210,396
+HK$10,535/mo
Deposit HK$24.92M · loan HK$37.37M · min. income ≈ HK$399,722/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$2,647,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,850
−HK$12,470/mo
▼ 0.25% · 3.875%
HK$205,036
−HK$6,284/mo
Today · 4.125%
HK$211,320
baseline
▲ 0.50% · 4.625%
HK$224,178
+HK$12,858/mo
Deposit HK$18.69M · loan HK$43.60M · min. income ≈ HK$422,640/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,647,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,219
−HK$11,952/mo
▼ 0.25% · 3.875%
HK$227,152
−HK$6,019/mo
Today · 4.125%
HK$233,171
baseline
▲ 0.50% · 4.625%
HK$245,462
+HK$12,291/mo
Deposit HK$18.69M · loan HK$43.60M · min. income ≈ HK$466,342/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,647,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,665
−HK$16,032/mo
▼ 0.25% · 3.875%
HK$263,617
−HK$8,080/mo
Today · 4.125%
HK$271,697
baseline
▲ 0.50% · 4.625%
HK$288,229
+HK$16,532/mo
Deposit HK$6.23M · loan HK$56.06M · min. income ≈ HK$543,394/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,647,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,424
−HK$15,367/mo
▼ 0.25% · 3.875%
HK$292,053
−HK$7,738/mo
Today · 4.125%
HK$299,791
baseline
▲ 0.50% · 4.625%
HK$315,593
+HK$15,802/mo
Deposit HK$6.23M · loan HK$56.06M · min. income ≈ HK$599,582/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,647,303 · Scale 2, in force from 26 Feb 2026)