LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,043
−HK$8,908/mo
▼ 0.25% · 3.875%
HK$146,462
−HK$4,489/mo
Today · 4.125%
HK$150,951
baseline
▲ 0.50% · 4.625%
HK$160,136
+HK$9,185/mo
Deposit HK$31.15M · loan HK$31.15M · min. income ≈ HK$301,902/mo (50% DSR)
Upfront cash ≈ HK$33.79M (deposit + AVD stamp duty HK$2,647,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,022
−HK$8,537/mo
▼ 0.25% · 3.875%
HK$162,260
−HK$4,299/mo
Today · 4.125%
HK$166,559
baseline
▲ 0.50% · 4.625%
HK$175,339
+HK$8,780/mo
Deposit HK$31.15M · loan HK$31.15M · min. income ≈ HK$333,118/mo (50% DSR)
Upfront cash ≈ HK$33.79M (deposit + AVD stamp duty HK$2,647,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,452
−HK$10,689/mo
▼ 0.25% · 3.875%
HK$175,754
−HK$5,387/mo
Today · 4.125%
HK$181,141
baseline
▲ 0.50% · 4.625%
HK$192,163
+HK$11,022/mo
Deposit HK$24.92M · loan HK$37.38M · min. income ≈ HK$362,282/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$2,647,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,626
−HK$10,245/mo
▼ 0.25% · 3.875%
HK$194,712
−HK$5,159/mo
Today · 4.125%
HK$199,871
baseline
▲ 0.50% · 4.625%
HK$210,407
+HK$10,536/mo
Deposit HK$24.92M · loan HK$37.38M · min. income ≈ HK$399,742/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$2,647,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,861
−HK$12,470/mo
▼ 0.25% · 3.875%
HK$205,046
−HK$6,285/mo
Today · 4.125%
HK$211,331
baseline
▲ 0.50% · 4.625%
HK$224,190
+HK$12,859/mo
Deposit HK$18.69M · loan HK$43.60M · min. income ≈ HK$422,662/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,647,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,231
−HK$11,952/mo
▼ 0.25% · 3.875%
HK$227,164
−HK$6,019/mo
Today · 4.125%
HK$233,183
baseline
▲ 0.50% · 4.625%
HK$245,474
+HK$12,291/mo
Deposit HK$18.69M · loan HK$43.60M · min. income ≈ HK$466,366/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,647,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,678
−HK$16,033/mo
▼ 0.25% · 3.875%
HK$263,631
−HK$8,080/mo
Today · 4.125%
HK$271,711
baseline
▲ 0.50% · 4.625%
HK$288,244
+HK$16,533/mo
Deposit HK$6.23M · loan HK$56.06M · min. income ≈ HK$543,422/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,647,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,439
−HK$15,368/mo
▼ 0.25% · 3.875%
HK$292,068
−HK$7,739/mo
Today · 4.125%
HK$299,807
baseline
▲ 0.50% · 4.625%
HK$315,610
+HK$15,803/mo
Deposit HK$6.23M · loan HK$56.06M · min. income ≈ HK$599,614/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,647,440 · Scale 2, in force from 26 Feb 2026)