LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,058
−HK$8,909/mo
▼ 0.25% · 3.875%
HK$146,477
−HK$4,490/mo
Today · 4.125%
HK$150,967
baseline
▲ 0.50% · 4.625%
HK$160,153
+HK$9,186/mo
Deposit HK$31.15M · loan HK$31.15M · min. income ≈ HK$301,934/mo (50% DSR)
Upfront cash ≈ HK$33.80M (deposit + AVD stamp duty HK$2,647,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,039
−HK$8,538/mo
▼ 0.25% · 3.875%
HK$162,277
−HK$4,300/mo
Today · 4.125%
HK$166,577
baseline
▲ 0.50% · 4.625%
HK$175,357
+HK$8,780/mo
Deposit HK$31.15M · loan HK$31.15M · min. income ≈ HK$333,154/mo (50% DSR)
Upfront cash ≈ HK$33.80M (deposit + AVD stamp duty HK$2,647,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,470
−HK$10,690/mo
▼ 0.25% · 3.875%
HK$175,773
−HK$5,387/mo
Today · 4.125%
HK$181,160
baseline
▲ 0.50% · 4.625%
HK$192,183
+HK$11,023/mo
Deposit HK$24.92M · loan HK$37.38M · min. income ≈ HK$362,320/mo (50% DSR)
Upfront cash ≈ HK$27.57M (deposit + AVD stamp duty HK$2,647,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,646
−HK$10,246/mo
▼ 0.25% · 3.875%
HK$194,733
−HK$5,159/mo
Today · 4.125%
HK$199,892
baseline
▲ 0.50% · 4.625%
HK$210,429
+HK$10,537/mo
Deposit HK$24.92M · loan HK$37.38M · min. income ≈ HK$399,784/mo (50% DSR)
Upfront cash ≈ HK$27.57M (deposit + AVD stamp duty HK$2,647,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,882
−HK$12,472/mo
▼ 0.25% · 3.875%
HK$205,068
−HK$6,286/mo
Today · 4.125%
HK$211,354
baseline
▲ 0.50% · 4.625%
HK$224,214
+HK$12,860/mo
Deposit HK$18.69M · loan HK$43.61M · min. income ≈ HK$422,708/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,647,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,254
−HK$11,954/mo
▼ 0.25% · 3.875%
HK$227,188
−HK$6,020/mo
Today · 4.125%
HK$233,208
baseline
▲ 0.50% · 4.625%
HK$245,500
+HK$12,292/mo
Deposit HK$18.69M · loan HK$43.61M · min. income ≈ HK$466,416/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,647,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,705
−HK$16,035/mo
▼ 0.25% · 3.875%
HK$263,659
−HK$8,081/mo
Today · 4.125%
HK$271,740
baseline
▲ 0.50% · 4.625%
HK$288,275
+HK$16,535/mo
Deposit HK$6.23M · loan HK$56.07M · min. income ≈ HK$543,480/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,647,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,470
−HK$15,369/mo
▼ 0.25% · 3.875%
HK$292,099
−HK$7,740/mo
Today · 4.125%
HK$299,839
baseline
▲ 0.50% · 4.625%
HK$315,643
+HK$15,804/mo
Deposit HK$6.23M · loan HK$56.07M · min. income ≈ HK$599,678/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,647,723 · Scale 2, in force from 26 Feb 2026)