LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,206
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,648
−HK$449/mo
Today · 4.125%
HK$15,097
baseline
▲ 0.50% · 4.625%
HK$16,016
+HK$919/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,194/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$158,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,804
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,228
−HK$430/mo
Today · 4.125%
HK$16,658
baseline
▲ 0.50% · 4.625%
HK$17,536
+HK$878/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,316/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$158,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,047
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,578
−HK$538/mo
Today · 4.125%
HK$18,116
baseline
▲ 0.50% · 4.625%
HK$19,219
+HK$1,103/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$36,232/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,965
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,474
−HK$516/mo
Today · 4.125%
HK$19,990
baseline
▲ 0.50% · 4.625%
HK$21,043
+HK$1,053/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$39,980/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,889
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,507
−HK$629/mo
Today · 4.125%
HK$21,136
baseline
▲ 0.50% · 4.625%
HK$22,422
+HK$1,286/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$42,272/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,126
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,719
−HK$602/mo
Today · 4.125%
HK$23,321
baseline
▲ 0.50% · 4.625%
HK$24,551
+HK$1,230/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$46,642/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,571
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,366
−HK$809/mo
Today · 4.125%
HK$27,175
baseline
▲ 0.50% · 4.625%
HK$28,828
+HK$1,653/mo
Deposit HK$623K · loan HK$5.61M · min. income ≈ HK$54,350/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$158,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,448
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,210
−HK$774/mo
Today · 4.125%
HK$29,984
baseline
▲ 0.50% · 4.625%
HK$31,565
+HK$1,581/mo
Deposit HK$623K · loan HK$5.61M · min. income ≈ HK$59,968/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$158,006 · Scale 2, in force from 26 Feb 2026)