LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,207
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,649
−HK$449/mo
Today · 4.125%
HK$15,098
baseline
▲ 0.50% · 4.625%
HK$16,017
+HK$919/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,196/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$158,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,805
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,229
−HK$430/mo
Today · 4.125%
HK$16,659
baseline
▲ 0.50% · 4.625%
HK$17,537
+HK$878/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,318/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$158,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,048
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,579
−HK$538/mo
Today · 4.125%
HK$18,117
baseline
▲ 0.50% · 4.625%
HK$19,220
+HK$1,103/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$36,234/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,966
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,475
−HK$516/mo
Today · 4.125%
HK$19,991
baseline
▲ 0.50% · 4.625%
HK$21,045
+HK$1,054/mo
Deposit HK$2.49M · loan HK$3.74M · min. income ≈ HK$39,982/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$158,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,890
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,508
−HK$629/mo
Today · 4.125%
HK$21,137
baseline
▲ 0.50% · 4.625%
HK$22,423
+HK$1,286/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$42,274/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,127
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,721
−HK$602/mo
Today · 4.125%
HK$23,323
baseline
▲ 0.50% · 4.625%
HK$24,552
+HK$1,229/mo
Deposit HK$1.87M · loan HK$4.36M · min. income ≈ HK$46,646/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$158,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,573
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,368
−HK$808/mo
Today · 4.125%
HK$27,176
baseline
▲ 0.50% · 4.625%
HK$28,830
+HK$1,654/mo
Deposit HK$623K · loan HK$5.61M · min. income ≈ HK$54,352/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$158,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,449
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,212
−HK$774/mo
Today · 4.125%
HK$29,986
baseline
▲ 0.50% · 4.625%
HK$31,567
+HK$1,581/mo
Deposit HK$623K · loan HK$5.61M · min. income ≈ HK$59,972/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$158,042 · Scale 2, in force from 26 Feb 2026)