LTV · monthly repayment
▼ 0.50% · 3.625%
HK$142,085
−HK$8,910/mo
▼ 0.25% · 3.875%
HK$146,504
−HK$4,491/mo
Today · 4.125%
HK$150,995
baseline
▲ 0.50% · 4.625%
HK$160,182
+HK$9,187/mo
Deposit HK$31.16M · loan HK$31.16M · min. income ≈ HK$301,990/mo (50% DSR)
Upfront cash ≈ HK$33.80M (deposit + AVD stamp duty HK$2,648,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,068
−HK$8,540/mo
▼ 0.25% · 3.875%
HK$162,307
−HK$4,301/mo
Today · 4.125%
HK$166,608
baseline
▲ 0.50% · 4.625%
HK$175,390
+HK$8,782/mo
Deposit HK$31.16M · loan HK$31.16M · min. income ≈ HK$333,216/mo (50% DSR)
Upfront cash ≈ HK$33.80M (deposit + AVD stamp duty HK$2,648,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,502
−HK$10,692/mo
▼ 0.25% · 3.875%
HK$175,805
−HK$5,389/mo
Today · 4.125%
HK$181,194
baseline
▲ 0.50% · 4.625%
HK$192,219
+HK$11,025/mo
Deposit HK$24.92M · loan HK$37.39M · min. income ≈ HK$362,388/mo (50% DSR)
Upfront cash ≈ HK$27.57M (deposit + AVD stamp duty HK$2,648,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,681
−HK$10,248/mo
▼ 0.25% · 3.875%
HK$194,769
−HK$5,160/mo
Today · 4.125%
HK$199,929
baseline
▲ 0.50% · 4.625%
HK$210,468
+HK$10,539/mo
Deposit HK$24.92M · loan HK$37.39M · min. income ≈ HK$399,858/mo (50% DSR)
Upfront cash ≈ HK$27.57M (deposit + AVD stamp duty HK$2,648,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,919
−HK$12,474/mo
▼ 0.25% · 3.875%
HK$205,106
−HK$6,287/mo
Today · 4.125%
HK$211,393
baseline
▲ 0.50% · 4.625%
HK$224,255
+HK$12,862/mo
Deposit HK$18.69M · loan HK$43.62M · min. income ≈ HK$422,786/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,648,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,295
−HK$11,956/mo
▼ 0.25% · 3.875%
HK$227,230
−HK$6,021/mo
Today · 4.125%
HK$233,251
baseline
▲ 0.50% · 4.625%
HK$245,546
+HK$12,295/mo
Deposit HK$18.69M · loan HK$43.62M · min. income ≈ HK$466,502/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,648,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,753
−HK$16,038/mo
▼ 0.25% · 3.875%
HK$263,708
−HK$8,083/mo
Today · 4.125%
HK$271,791
baseline
▲ 0.50% · 4.625%
HK$288,328
+HK$16,537/mo
Deposit HK$6.23M · loan HK$56.08M · min. income ≈ HK$543,582/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,648,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,522
−HK$15,372/mo
▼ 0.25% · 3.875%
HK$292,153
−HK$7,741/mo
Today · 4.125%
HK$299,894
baseline
▲ 0.50% · 4.625%
HK$315,702
+HK$15,808/mo
Deposit HK$6.23M · loan HK$56.08M · min. income ≈ HK$599,788/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$2,648,213 · Scale 2, in force from 26 Feb 2026)